Motorcycle Insurance

15 minutes could save you 15% or more on motorcycle insurance.

Already a policyholder?

Get affordable motorcycle insurance with GEICO.

If you own a motorcycle, a free online motorcycle insurance quote from GEICO could save you money on a new policy. We can help you find affordable motorcycle insurance rates and great coverage no matter what type of bike you have. This includes sport bikes, cruisers, mopeds, touring bikes, and standard rides. We also offer ATV and scooter insurance.

Start a quote now or continue reading to learn more about bike insurance coverages, discounts, and more.

Already have car insurance with GEICO?

Using your current auto policy info gets you a cycle quote even faster. Just start your quote now and log in.

You may also qualify for a Multi-Policy Discount if you have an active auto or RV policy with us.

Why choose GEICO for motorcycle insurance?

  • Competitive coverage so you won't have to skimp to get a great price.
  • Accessories coverage for the extras you've added to make your ride your own.
  • A knowledgeable team of licensed motorcycle agents who are as enthusiastic about bikes as you.

What does motorcycle insurance cover?

Motorcycle insurance coverage benefits you, your bike, and others on the road. Learn more about the main coverages that can make up a GEICO Motorcycle Insurance policy:

We also offer the following motorcycle specialty coverages:

Accessories Coverage

Having comprehensive or collision coverage could also protect your accessories, such as:

  • Non-stock sidecar
  • Trike conversion kit
  • Seats and saddlebags
  • Electronic equipment, and more

Helmet Coverage

Collision coverage also provides protection for your helmet. We know a good helmet can be expensive—especially if it has electronic components.

Emergency Roadside Service

Stranded? We've all been there. When you ride with GEICO Motorcycle Insurance, you can get affordable extra coverage for emergency roadside service.

Flat tire? Run out of gas? We're here to help, complete with specialized flatbed trucks for towing.

What types of vehicles are covered?

Get an insurance quote on motorcycle coverage for a wide range of motor vehicles. Motorcycle insurance can apply to:

  • Cruisers – A type of motorcycle that usually features a V-twin and full-view engine
  • Sport Bikes – Fast, high-performance motorcycles also known as street bikes
  • Touring Bikes – Motorcycles made for comfortable, long-distance riding
  • Custom Motorcycles – Motorcycles custom-built by you, a shop, or a manufacturer
  • Mopeds – Lightweight bikes powered by a smaller engine

Motorcycle insurance discounts you could qualify for.

GEICO offers discounts and low insurance prices. We're rated A++ (superior)* for financial strength by A.M. Best Company, a leading independent analyst of the insurance industry.

By insuring your bike with GEICO, you may be eligible for motorcycle insurance discounts that could save you even more money. We have discounts for experienced riders, safety, and even a discount just for switching your motorcycle insurance to GEICO. Here are some possible motorcycle insurance discounts you may be eligible for with GEICO:

  • Switching Discount: This gives you the opportunity to save on motorcycle insurance when you switch to GEICO from another provider
  • Multi-bike Discount: This discount is savings available to policyholders who insure more than one motorcycle with GEICO
  • Multi-policy Discount: This is a discount available to policyholders who choose to bundle auto and motorcycle insurance with GEICO
  • Mature Rider Discount: Savings available exclusively to experienced riders who meet certain age criteria
  • Renewal Discount: This discount is provided to policyholders who renew their motorcycle insurance policy without any lapse in coverage
  • Defensive Driving Discount: This discount is offered to policyholders who have good driving history and complete a Motorcycle Safety Foundation (MSF) course
  • MSF Instructor Discount: Offered to MSF instructors teaching motorcycle safety course

Check out our motorcycle insurance discounts page for more information.

Manage your motorcycle insurance policy with ease.

GEICO Motorcycle Is Here—Even in the Offseason

It's never fun to think about the possibility of fire, flooding, vandalism, and theft. But with the right insurance, you'll be taken care of, even in the offseason.

Keeping your bike insured allows you to keep your discounts, and you can rest easy knowing that your cycle and coverage will be ready for the next nice day.

Pay Painlessly

GEICO offers a variety of ways to pay your bill.

You can choose to pay:

  • In full
  • Monthly
  • In 4, 6, or 9 installments

It's your policy, so choose what works best for you.

Download Our App

The GEICO Mobile app makes your motorcycle policy even easier. Download the app to:

  • Get digital ID cards*
  • Find the lowest real-time gas prices nearby
  • Pay a bill, change coverage, chat with an insurance agent, and more!

Customer Reviews

I am so grateful for un-complicated processes.

"I find that the initial application process, as well as, the re-newing of my policy, are very accommodating to those of us who are not quite competent when it comes to the use of IT functions. Quick, easy and helpful process, which is a combination that will earn my loyalty every time,"

Timmie Turtle on November 15, 2022
Samantha (234002) The next ride is Thanks 2 U

"My motorcycle policy tripled due to adding two tickets to my long list of money spent on my Harley and I was pretty sure that I was going to have to part with the only big purchased I ever made and did not regret ever no less the following morning. So I put off calling Geico until the very last minute and I am glad I did. That's where Samant..."

Santa Cruz on March 05, 2022
Great price and easy online service

"I highly recommend"

Knob33 on August 10, 2020
Geico is Fantastic!!

"I've been with Geico for years and every time I have to add or remove a vehicle I simply go to and bada bing bada boom, I'm done. Super easy to use and if I need to call, I talk to a real person and the agents are always helpful and courteous. As for me and mine....we're sticking with Geico!"

PhilTheThrill on September 24, 2019
A VERY usable website....BRAVO!

"I was able to do EXACTLY what I wanted to do easily. Give your website programmers a raise!"

on June 19, 2018
Wonderful experience with customer service!

"I just want to say thank you Tony who faxed information to my lienholder. She is a great asset to your company and made my experience wonderful. Thank you Geico!!!"

on February 19, 2017
Revaluing and upgrading coverage and payment

"Online process was comprehensive, helpful and an ease to complete."

Dahl on July 23, 2016

"The service is outstanding. I have never had to make a claim, but I have friends that have. They were treated first class by this company. Ya'll keep up the good work and thanks for the extremely kind service."

DukeofBurntCorn on July 22, 2016

Need to talk to a motorcycle insurance agent?

Need to speak to a sales or service agent about motorcycle insurance? Give us a call at (800) 442-9253.

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Motorcycle Insurance: Get the answers you're looking for.

  • What motorcycle insurance coverages are included?
    Motorcycle policies have basic coverages included, and additional ones for extra protection. Our policies can provide coverage for bodily injury, collision, personal injury protection, property damage, uninsured/underinsured motorists, and comprehensive. Learn more about motorcycle coverages.
  • How can I save money on my motorcycle insurance quote?
    There are several ways to get discounts for your motorcycle insurance. These could include multi-policy discounts, completing a Motorcycle Safety Foundation course, installing an anti-theft device on your bike, and more. Learn more about motorcycle insurance discounts.
  • Is GEICO Motorcycle Insurance affordable?
    Motorcycle insurance doesn't have to mean paying more for less coverage or service. See how GEICO can help you find what you need at a price you can afford.
  • Does motorcycle insurance cover theft?
    Yes. If you have comprehensive coverage under your motorcycle insurance policy, it pays for covered losses that result from incidents other than a collision; These could include theft, vandalism, or fire. Read more on motorcycle theft prevention.
  • What payment options are available for motorcycle insurance?
    We can help with a payment plan to fit your budget.
  • Does motorcycle insurance cover passengers?
    Most states required motorcycle owners to have liability insurance to cover parties invovled in the accident, such as pedestrians, other drivers, or passengers. You may be liable for your passenger's medical expenses if you cause an accident while driving. Liability coverage can help pay for these costs. If you are not at fault, the at-fault driver's liability coverage can help pay for you or your passenger's medical expenses.
  • Where can I learn more about motorcycle safety?
    We are committed to your safety out on the road. Check out some tips to keep you current on motorcycle do's and don'ts.

GEICO® Motorcycle Insurance is underwritten by GEICO Indemnity Company.

*MA and NH do not currently accept the digital ID cards available through the GEICO Mobile App as valid proof-of-insurance.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Some discounts, coverages, payment plans, and features are not available for all customers in all states or all GEICO companies. Discount amount varies in some states.