Motorcycle Insurance

15 minutes could save you 15% or more on motorcycle insurance.

Already a policyholder?


You could save money on motorcycle insurance.

No matter what type of motorcycle you own, a free online motorcycle insurance quote from GEICO could help you save money on a new policy. Whether you have a sport bike, cruiser, moped, touring bike, standard, antique, or a sweet custom ride, you can turn to us for great coverage and cheap motorcycle insurance rates.

Start a quote now or continue reading to learn more about cycle insurance coverages, discounts, and more. We also offer ATV and scooter insurance.

Already have car insurance with GEICO?

We can get you a cycle quote even faster. Just log in and start your quote now.

You may also qualify for a Multi-Policy Discount if you have an active auto or RV policy with us.

Why choose GEICO for motorcycle insurance?

  • Competitive coverage so you won't have to skimp to get a great price.
  • Accessories coverage for the extras you've added to make your ride your own.
  • A knowledgeable team of licensed motorcycle agents who are as enthusiastic about bikes as you.

Is motorcycle insurance required?

Most states require an insurance policy for motorcycles and vehicles operated on public streets. You can review the state insurance pages or contact your local Department of Motor Vehicles.

How much motorcycle insurance do I need?

Motorcycle insurance is like any other type of vehicle insurance and it provides protection in the event of an accident. Each state may have minimum required limits to operate the motorcycle on public streets and every person's situation is different. Get a free online motorcycle insurance quote or call (800) 442-9253 to discuss your options with a licensed motorcycle insurance professional.

What does motorcycle insurance cover?

Motorcycle insurance coverage benefits you, your bike, and others on the road. The 6 main coverages that make up a GEICO Motorcycle Insurance policy include:

  • Bodily injury liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Property damage coverage
  • Uninsured/underinsured motorist coverage

Learn more about these motorcycle insurance coverages. We also offer the following motorcycle specialty coverages:

Accessories Coverage

When you carry comprehensive or collision coverage, you could also get protection for your accessories, such as:

  • Non-stock sidecar
  • Trike conversion kit
  • Seats and saddlebags
  • Electronic equipment
  • And more

Helmet Coverage

Collision coverage also provides protection for your helmet. We know a good helmet can be expensive—especially if it has electronic components.

Emergency Roadside Service

Stranded? We've all been there. When you ride with GEICO Motorcycle, you can get affordable extra coverage for emergency roadside service.

Flat tire? Run out of gas? We're here to help, complete with specialized flatbed trucks for towing.

You could save even more with our motorcycle insurance discounts.

GEICO offers great insurance coverage, discounts, and low insurance prices. We're consistently rated A++ (superior)* for financial strength by A.M. Best Company, a leading independent analyst of the insurance industry.

By insuring your motorcycle with GEICO, you may be eligible for motorcycle insurance discounts that could save you even more money. We have discounts for experienced riders, safety courses, and just for switching your motorcycle insurance to GEICO.

You may be eligible for the following motorcycle insurance discounts:

Manage your motorcycle insurance policy with ease.

GEICO Motorcycle Is Here—Even in the Offseason

It's not fun to think about the possibility of fire, flooding, vandalism, and theft.

However, when you keep your bike insured, you keep your discounts. And your cycle and coverage are waiting for that next nice day.

Pay Painlessly

With GEICO, you have several options for paying your motorcycle insurance premium.

You can pay:

  • All at once
  • Monthly
  • In 4, 6, or 9 installments

It's your policy; choose what works best for you.

Download Our App

The GEICO Mobile app makes your motorcycle policy even easier. Download the app to:

  • Get proof of insurance in the form of digital ID cards*
  • Find the lowest real-time gas prices nearby
  • Pay a bill, change coverage, and more!

Customer Reviews

Great price and easy online service

"I highly recommend"

Knob33 on August 10, 2020
Geico is Fantastic!!

"I've been with Geico for years and every time I have to add or remove a vehicle I simply go to and bada bing bada boom, I'm done. Super easy to use and if I need to call, I talk to a real person and the agents are always helpful and courteous. As for me and mine....we're sticking with Geico!"

PhilTheThrill on September 24, 2019
A VERY usable website....BRAVO!

"I was able to do EXACTLY what I wanted to do easily. Give your website programmers a raise!"

on June 19, 2018
Wonderful experience with customer service!

"I just want to say thank you Tony who faxed information to my lienholder. She is a great asset to your company and made my experience wonderful. Thank you Geico!!!"

on February 19, 2017
Revaluing and upgrading coverage and payment

"Online process was comprehensive, helpful and an ease to complete."

Dahl on July 23, 2016

"The service is outstanding. I have never had to make a claim, but I have friends that have. They were treated first class by this company. Ya'll keep up the good work and thanks for the extremely kind service."

DukeofBurntCorn on July 22, 2016
When Things Go Wrong

"Calling in after a terrible accident that was my fault, their first question was to ask if I was okay. The whole thing was handled immediately. My rates didn't go up. The website is the best management tool I've ever seen for insurance. I can insure a new car or bike in the middle of the night. I never write reviews. So, yup, i..."

on July 20, 2016
Online quote is awesome

"We've all been there. You talk with an insurance agent on the phone and answering all these questions about the different types of coverage. What does this mean...what does that cover? Geico's online quote system let's you read a simple-to-understand explanation of each coverage and then get a real price quote for each deductible amo..."

KawasakiGuy on August 02, 2015

Read More GEICO Reviews

Need to talk to a motorcycle insurance agent?

Need to speak to a sales or service agent about motorcycle insurance? Give us a call anytime at (800) 442-9253.

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Anytime access to a licensed agent

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Some discounts, coverages, payment plans, and features are not available for all customers in all states or all GEICO companies. Discount amount varies in some states.

GEICO® Motorcycle insurance is underwritten by GEICO Indemnity Company.

*DC, MA, NH, NM, and VA do not currently accept the digital ID cards available through the GEICO Mobile App as valid proof-of-insurance.