General Liability Insurance
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What is general liability insurance?
General Liability (GL) insurance helps protect businesses from claims that happen as a result of normal business operations. GL insurance generally provides coverage for, among other things, third-party bodily injuries, medical payments, and advertising injuries.
As a contractor or small business owner, GEICO can help you get the coverage your business needs.
What does general liability insurance cover?
This liability insurance provides coverage that helps protect your small business from claims that come from your normal business operations, such as:
- Property damage
- Physical injury
- Defense costs
- Personal and advertising injury
How much does general liability insurance cost?
The cost of general liability insurance is based on your specific business needs. Your business is unique, and GEICO can help you get an insurance policy with the right coverage at a great price. Start your general liability insurance quote now.
Common terms to know when shopping for liability insurance.
Who needs liability insurance coverage?
Each business is different, but you want to make sure you're covered. Examples of businesses that use general liability insurance are:
- Artisan contractors
- Small business owners
- Landscaping companies
- IT contractors
- Real estate agents
- Janitorial Services
- And more
Check out our small business insurance page to learn about small business coverages. Still not sure if general liability insurance is right for you? That's OK. We're here to help. Feel free to contact us. Our licensed agents are here for you.
Should you get general liability insurance for your LLC?
While an LLC structure provides some protection from personal liability for members, the protection is not absolute and the business is still subject to being sued. General liability insurance helps protect your business from the consequences of third party claims for injury or property damage.
Does your company need a different type of liability insurance coverage?
Being properly insured is critical to protecting your company. We're here to help. A few examples of companies that may be better suited with our other business insurance products:
- Your company provides professional services (e.g. education and training)
- Rent or own a storefront
- Utilize vehicles to transport goods, yourself, or employees
Do you need other business coverage? GEICO can help.
Need to speak with us?
You can reach us at (800) 841-1621.
Mon – Fri8:00 AM – 9:00 PM (ET)
Sat10:00 AM – 6:00 PM (ET)
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
For online quotes:
GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. When you click on "START QUOTE" and "Start your quote now", you will be taken to the Hiscox website, which is not owned or controlled by GEICO.
Business Insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure business insurance in all states except Hawaii.