Overseas Insurance

What is overseas insurance?

Overseas insurance is an easy way to protect your car, motorcycle, or personal property when you move to a different country. Please note that overseas insurance isn't travel insurance and doesn't include health insurance.

If you're moving abroad, whether with the military, government, or as an expat, GEICO Financial Services GmbH (a GEICO affiliate) can help take the hassle out of getting international car insurance, motorcycle insurance, and personal property insurance coverage. If you're shipping your car, they can help arrange international marine transit insurance. GEICO GmbH can connect you with the international insurance you need.

Who may need overseas insurance coverage?

People who are often looking for an overseas insurance policy are:

  • Military personnel
  • Government employees
  • Expatriates

What does overseas insurance cover?

Depending on your country, GEICO GmbH may be able to assist with international insurance for cars, motorcycles, personal property (renters), and marine transit.

For your specific location, please contact us. We're here to help!

Getting international car insurance

Driving your car

If you plan to drive your car outside of the United States, it's important to make sure you have proper auto insurance coverage before hitting the road. Our auto insurance policies do not extend to cover you in foreign countries, so it's important to research and obtain additional coverage. Check the specific insurance requirements for the country you'll be driving in, as they can vary widely. It's recommended to plan ahead and purchase coverage well in advance of your trip to ensure that you're protected while driving abroad.

International rental car insurance

You should consider purchasing international rental car insurance when renting a car abroad to protect yourself from potential damages or accidents. There are many credit card companies and rental car agencies that offer insurance coverage, but you should read the terms and conditions carefully to make sure you're adequately covered. You should contact your credit card company with questions about coverage and compliance with international auto insurance policies.

Before you drive or rent a car in a foreign country, make sure you know the specific insurance requirements and laws. Some countries may require you to purchase certain types of coverage or provide proof of insurance before you're allowed to drive on their roads. It's also important to note that insurance coverage may vary widely depending on the country, so it's important to do your research in advance.

Be sure to carefully review the international rental car insurance policy before purchasing it to ensure you know what is covered. Some policies may have exclusions or limitations that could leave you vulnerable in certain situations. Also, be aware of any deductibles or out-of-pocket expenses that may apply if the rental car is damaged or in an accident. By doing your research and carefully reviewing your options, you can ensure that you're adequately protected while driving a rental car abroad.

International Insurance for Cars, Motorcycles, and Personal Property

GEICO GmbH can help you with your international insurance needs when you're moving to Europe. From arranging marine transit insurance to cover your vehicle while it's being shipped overseas to finding the coverages you need when you get there. They'll work with you to help you get the coverage you need so you can spend more time getting used to your new home.

International Motorcycle Insurance

Riding your motorcycle in other countries can be different than in the US. However, like the US each country has their own laws, so be sure to check for things like:

  • Helmet laws
  • Special license plate tags
  • Special insurance requirements

International Property Insurance

GEICO GmbH can help you protect your personal belongings even when you're abroad. Typical things that can be covered are:

  • Fire
  • Smoke damage
  • Vandalism
  • Theft and more

Help with overseas insurance when you move abroad.

Country-Specific Agents

Around the corner, even halfway around the world. Stop in, call, or email the right overseas contact to speak with someone who knows the ins and outs of international insurance coverage in your area.

Easy Payment Methods

With flexible payment plans, choose a plan that works for you. For more information, contact your overseas insurance agent.

Other International Insurance Options

Travel or Short-Term Insurance

If you're taking a vacation, going home for the holidays, or visiting friends, travel insurance can help protect your trip. The last thing you want to think about is something going wrong. GEICO can get you a quote for travel insurance for additional peace of mind.

Mexico Auto Insurance

If you drive your car into Mexico, your US auto insurance policy can't come with you. Driving your car in Mexico requires a separate international auto insurance policy. But don't worry. GEICO can help you get a Mexico auto insurance quote.

Canada Auto Insurance

Driving your car into Canada? Learn more about car insurance coverage in Canada or contact a GEICO licensed agent for additional information.

Overseas Insurance: Get the answers you're looking for.

  • What type of policy options are available overseas?
    Coverage options vary by location, but in many countries, we can help you with auto, motorycle, personal property (renter's), and marine transit (car shipping) coverages. For more information contact us.
  • What information do I need before I move?
    Moving overseas can be a challenge – but we can help! Determine what coverages you'll need if you're storing your vehicle in the USA, or shipping it across the ocean and registering it in a foreign country. Learn more before you go!
  • Does GEICO offer other services for members of the military?
    GEICO has been proudly serving our military personnel since we opened in 1936. Our military team is composed of veterans who understand the unique circumstances of our servicemen and women.

    For more information on military services.
  • Does an overseas policy cover my US-registered vehicle if I'm using it to drive on holidays?
    Generally, our overseas auto policies are only available to customers who will be living in and registering their vehicle in their new country. Please contact an overseas agent.
  • Does GEICO offer other services for government employees?
    In 1936, Leo and Lillian Goodwin started an insurance company to serve federal government employees. That company was Government Employees Insurance Company, or GEICO. We continue to support federal employees as we share a special history together.
  • How do I maintain my overseas insurance?
    GEICO Financial Services GmbH, our affiliate in Germany, can help you find insurance coverage while you are overseas and has local agents in Europe to assist you. GEICO also has storage options for your vehicle if you're leaving it behind in the US.
  • Does my overseas insurance policy extend coverage to driving in the United States?
    No. A U.S. auto insurance policy is required to drive in the United States.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Flexible payment plans may not be available for all products. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Overseas coverages are provided by non-affiliated companies through GEICO Financial Services GmbH, a GEICO affiliate, representing Mirascon Versicherungsagentur GmbH in Belgium and Germany, representing Clements Worldwide in England and Wales and the European Union, and representing Patria Hispana, S.A. de Seguros y Reaseguros in Spain. Overseas offices other than Kaiserslautern are operated by independent contractors.

When you select Belgium or Germany and click on the "START QUOTE" button, you will be taken to a site owned by Mirascon Insurance Solutions, not GEICO. When you select United Kingdom, Italy, or Other and click on the “START QUOTE” button you will be taken to a site owned by Clements Worldwide, not GEICO. GEICO has no control over the privacy practices of the companies mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

GEICO Financial Services GmbH is an appointed representative of Clements Europe Ltd which is registered in England and Wales under registration number 06918946 and is authorized and regulated by the Financial Conduct Authority (FCA) to conduct insurance mediation activities.
When you select Mexico and click on the "START QUOTE", button you will be taken to the International Insurance Group, Inc. website. This site is not owned by GEICO. Any information that you provide directly to International Insurance Group, Inc. on its website is subject to the privacy policy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for their privacy practices or the use of their website.

Mexico Tourist Auto Insurance and Mexico Watercraft Liability Insurance coverages are written through non-affiliated insurance companies and are secured through GEICO Insurance Agency, LLC.