Medical Malpractice Insurance

Medical & Dental Malpractice Insurance

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What is malpractice insurance?

Malpractice insurance is a type of professional liability insurance that covers healthcare and dental professionals against claims of injury and medical negligence. Malpractice insurance policies help protect nurses, physical therapists, dentists, and other medical professionals from liability claims and damages. Sometimes referred to as medical liability insurance, malpractice coverage can also provide healthcare professionals with legal defense if a case goes to court.

We partner with Berxi, part of Berkshire Hathaway Specialty Insurance, to provide affordable malpractice coverage to healthcare and dental professionals. Berxi's same-day coverage, 24/7 online access, and specialized team make it easy to get the right protection. Get your fast and free malpractice insurance quote today.

Who needs malpractice insurance coverage?

Malpractice insurance is essential for healthcare and dental professionals. Berxi offers malpractice insurance policies to the following providers and more:

  • Nurse Practitioners
  • Physical Therapists
  • Registered Nurses
  • Licensed Practical Nurses
  • General Dentists
  • Orthodontists, Endodontists & Periodontists
  • Pediatric Dentists
  • Physician Assistants
  • Optometrists
  • Nursing students and more

How much does malpractice insurance cost?

Berxi is a direct-to-customer insurance provider, which means there are no commission fees or other hidden costs. In fact, Berxi customers save an average of 15% or more versus other providers.

The cost of your malpractice insurance will depend on:

  • Your profession and specialty
  • Years of experience
  • How often you work
  • Any previous claims filed against you
  • Your location
  • The types of procedures and services you offer

You've worked hard to build your career and reputation. Make sure you have the malpractice coverage you need to protect it. Berxi's trained team of specialists will be there to help when you need them. Get a quote today.

What does malpractice insurance cover?

Malpractice coverage is meant to protect you against claims of negligence leading to bodily harm. Berxi offers malpractice insurance options that include flexible limits of liability and convenient payment plans. Berxi malpractice insurance includes the following coverages.

Industry Coverage

Automatic Coverage Extensions

  • Board action and license protection coverage
  • Peer review coverage (for dental professionals)
  • HIPAA violation coverage
  • Wage loss & deposition expense coverage
  • Reputation defense coverage for healthcare practitioners
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What are malpractice insurance coverage "limits" and how do they work?

Medical malpractice insurance coverage limits of liability are similar to what you may see on your car insurance policy. Malpractice limits break down into two parts, “per claim” and “aggregate.”

Example: $1 million per claim/$3 million aggregate

  • The first number ($1 million) is the amount of money your policy will pay for each claim.
  • The second number ($3 million) is the total amount your policy will cover you for each policy year.
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Need to speak with us about medical or dental malpractice insurance?

You can reach Berxi at 833-242-3794.

  • Mon - Fri
    8:00 AM - 8:00 PM (ET)

Medical Malpractice Insurance: Get the answers you're looking for.

  • Do I need medical malpractice insurance even if my employer already provides coverage?
    Even if your employer offers medical malpractice insurance, it's important to understand that this coverage may only protect you while performing duties within the scope of your employment. It might not extend to work you do outside of your primary role, such as volunteering, consulting, or providing care in another setting. Having your own policy helps protect your personal interests and provides peace of mind, knowing you're covered in situations your employer's policy may not cover.
  • Do you help find professional liability insurance for businesses?
    Yes. GEICO Insurance Agency can help secure professional liability insurance, also known as errors and omissions (E&O) coverage, for allied healthcare professionals and a wide range of business types. This coverage helps protect your business from claims of negligence, errors, or omissions in the services you provide. GEICO Insurance Agency makes it easy to find affordable, tailored insurance solutions designed to fit the unique needs of your practice or healthcare business.
  • What are the two types of malpractice insurance?
    The two main types of malpractice insurance are claims-made and occurrence policies. A claims-made policy covers claims that are filed while the policy is active, even if the incident happened earlier, as long as it occurred after the policy's retroactive date. An occurrence policy covers claims for incidents that took place during the policy period, no matter when the claim is filed.
  • How can I learn more about medical malpractice insurance?
    Visit our medical malpractice insurance info page to learn more about how medical malpractice insurance can help you.
  • Where can I manage my medical malpractice policy?
    It's easy to manage your policy with Berxi. Please see Berxi's contact info, for help to make a payment, file a claim, and more.
  • Do you offer other business insurance coverage?
    We offer a wide range of business insurance products that could help protect you and your business. To help narrow down what you need, you can visit our business insurance page.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Medical Malpractice insurance coverages are written through affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.

The information you provide will be shared with our business partners so that they can return a quote.

For online quotes:

When you click on "START QUOTE" and "Start your quote now", we gather some pieces of information and you may be taken to the website of one of the insurance companies with which GEICO Insurance Agency, LLC works, which website is not owned or controlled by GEICO. Each insurer has sole financial responsibility for its own products. GEICO has no control over the privacy practices of these insurance companies and assumes no responsibility in connection with your use of their websites. Any information that you directly provide to one of these insurance companies is subject to the privacy policy posted on that insurer's website. All business products offered are written on an admitted basis. General Liability coverages are written through non-GEICO insurance companies and are secured through the GEICO Insurance Agency, LLC. The information you provide will be shared with our business partners so that they can return a quote. We can help you secure business insurance in all states except Hawaii.