Medical Malpractice Insurance

What is medical malpractice insurance?

Medical malpractice insurance is a type of professional liability insurance that covers healthcare professionals against claims of injury and medical negligence. Medical malpractice insurance policies are often carried by physicians, nurses, physical therapists, and other medical professionals as a way to be protected from certain liability claims and damages. Sometimes referred to as Med Mal or medical liability insurance, medical malpractice coverage can also protect a lawyer if a case goes to court.

We partner with Berxi, part of Berkshire Hathaway Specialty Insurance, to provide affordable medical malpractice coverage. Our same-day coverage, 24/7 online access, and specialized team make it easy for healthcare professionals to get the protection they need. Get your fast and free medical malpractice insurance quote today.

Who needs medical malpractice insurance coverage?

Medical malpractice insurance is essential for healthcare and fitness professionals. Berxi offers malpractice insurance policies to the following:

• Nurse Practitioners
• Physical Therapists
• Licensed Practical Nurses
• Yoga Instructors
• Personal Trainers
• Physician Assistants
• Nurse Anesthetists (CRNAs)
• Registered Nurses
• Optometrists
• Nursing students and more

You've worked hard to build your reputation. Make sure you have the medical malpractice coverage you need to protect it. Berxi's trained team of specialists will be here when you need them.

How much does medical malpractice insurance cost?

Berxi is a direct-to-customer insurance provider, which means there are no commission fees or other hidden costs. In fact, Berxi customers save an average of 15% or more versus other providers.

The cost of medical malpractice insurance depends on things like:

• Professional specialty
• Years of experience
• How often you work
• Any previous claims filed against you

What does medical malpractice insurance cover?

Malpractice coverage is meant to protect you against claims of negligence leading to bodily harm. Berxi offers malpractice insurance options that include flexible limits of liability and convenient payment plans. Berxi malpractice insurance includes the following coverages.

• Medical Malpractice Coverage: Protection against claims of negligence or mistakes which cause bodily harm to another.
• Defense Counsel: If a covered claim is filed against you, this provides a lawyer for you with experience in medical malpractice. It also pays for related defense cost (e.g., lawyer fees, court fees, expert witness costs).
• Worldwide Coverage: Your policy travels with you, as long as the claim is brought against you in the United States (including US territories or possessions).
• Good Samaritan Coverage: If you provide medical care to someone outside your primary work setting and that person files a claim against you, your policy would still apply.

Automatic Coverage Extensions

• Board action and license protection coverage
• Peer review coverage (for dental professionals)
• HIPAA violation coverage
• Wage loss & deposition expense coverage
• Reputation defense coverage for healthcare practitioners

What are medical malpractice insurance coverage "limits" and how do they work?

Medical malpractice insurance coverage limits are similar to what you may see on your car insurance policy. Med mal limits break down into 2 parts shown below:

Example: $1 Million/$3 Million

• The first number ($1 million) is the amount of money your policy will pay for each claim.
• The second number ($3 million) is the total amount your policy will cover you for each policy year.

Need to speak with us about medical malpractice insurance?

You can reach Berxi at (833) 923-3001.

Mon - Fri: 8:00 AM - 8:00 PM (ET)