Boat Insurance

Don't boat before the quote.

Like the groundhog, if the Gecko® sees its shadow, the boating season will last six more days. You're in luck, because the Gecko saw its shadow. So let the GEICO Marine Insurance Company help you get the boat insurance coverage you need.

Doesn't my homeowner's policy cover my boat/pwc?

Probably not. Most homeowner's policies have size restrictions, limitations on horsepower, and damage coverage. Just remember, if you don't have a separate boat/pwc insurance policy, you're typically underinsured.

What's covered?

The most important thing covered is you. Typical coverages you'll need include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils

All discounts on deck.

Like the North Star, our agents can help guide you... to savings.

gecko driving a boat


Sometimes more is more. Savings that is. See how much you could save if you are a current GEICO auto policyholder.

woman buckling her seatbelt

Good driving record?

A good driving record doesn't just mean saving on car insurance. See how much you could save.

instructor showing students how to put on life jacket

Boat Safety Course

You know it's a good idea to stay current with all things safety while on the water. But did you know that passing boat safety courses could help you save on your boat insurance?

We're here to help with boat insurance.

Rain or shine. Your Boat/PWC policy, on your time.

woman using a laptop by a lake

Policy Service And Claims

Make a payment, report a claim, or make policy changes; online on your time. We've made it easy to manage your policy.

large towing boat

*Premium boat towing service: for the unexpected

Adding premium boat towing provides:

  • 24/7 dispatch
  • Direct payment to the service provider for towing
  • No out of pocket expenses
  • Unlimited on the water towing (within a 25 mile radius of an approved tower) and more.
man riding jetski

Now it's Personal... Watercraft Insurance (PWC)

Boats are great for family and friends, but sometimes you want a little more freedom. GEICO Marine Insurance can help you get a PWC policy too. Learn more about personal watercraft insurance.

Need to speak to a sales agent?
You can reach us at
(855) 395-1412

Mon – Fri 7:00 AM – 10:00 PM

Sat 8:00 AM – 9:00 PM

Sun 9:00 AM – 9:00 PM (ET)

Boat and PWC coverages are written through GEICO Marine Insurance Company or other non-affiliated insurance companies, and are secured through the GEICO Insurance Agency.

*Premium Towing is provided by GEICO Marine Insurance Company and is not available in all locations and is subject to certain restrictions.  Please speak to an agent to discuss if this coverage is available.