Business Owners Insurance

Protect your business with a business owner's policy.

I want to get a business owner's insurance quote:

Or, call (800) 841-1621.

Need a business owners insurance quote?

Existing policyholder?

Access your policy

What's a business owner's policy?

A Business Owner's Policy (BOP) is a convenient way to help protect your business for property damage and liability insurance in a single policy. By bundling these two coverages into one policy, you can worry less about insurance policies and focus more on your customers. Get your free business owner's policy quote and see how the GEICO Insurance Agency puts the 'us' in business insurance. We'll work together to create a plan that works for your business.

Examples of BOP Coverages:

  • Bodily injury or property damage (e.g., You spill water on a client's computer causing damage.)
  • Defense costs for covered liability losses (e.g., libel and slander)
  • Protection for business furniture and equipment (e.g., chairs, desks, and computers)

Managing Your Policy is Easy

You already have to manage your business. The least we could do is make it easy to keep up-to-date with your business owner's policy. We're here to help you make any necessary updates, because we know your business may change. Access your policy or call.

What other business insurance products does GEICO offer?

This insurance covers your business operations, particularly in the event of physical injury, property damage, or personal and advertising injury to a third party. This coverage can be a standalone product or included in a business owner's policy (BOP).

This is coverage for professional services you provide or business advice you might give clients. It's also known as Errors and Omissions or E&O Insurance. Companies that typically use this coverage include IT consulting, accountants, and architects.

This helps provide financial protection for job-related accidents and illnesses.

Need to cover your business vehicles? GEICO can help.

This insurance covers vehicles used for business purposes, including:

  • Cars
  • Pickup trucks
  • Box trucks
  • Service utility trucks
  • Food trucks

GEICO does not currently offer insurance for semi-trucks and tractor-trailers.

Why do you need commercial auto insurance?

Personal auto insurance does not cover business use. Without commercial auto insurance, you're at risk of:

  • Having limited or no coverage for accidents
  • Paying out of pocket for repairs, injuries, and more
  • Losing your personal auto coverage

Many jobs and contracts require commercial auto insurance, which GEICO can provide.

Need to speak with us?

You can reach an agent at (800) 841-1621.

  • Mon – Fri
    8:00 am – 9:00 pm (ET)

Commercial auto and rideshare coverage is underwritten by Government Employees Insurance Company. In some cases commercial auto coverage is provided through GEICO Insurance Agency, Inc., either under an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate, or with non-affiliated insurers.

Other business insurance coverages are written through either Berkshire Hathaway affiliated or non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure business insurance in all states except Hawaii.

The information you provide will be shared with our business partners so that they can return a quote.

For online quotes:

GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. When you click on "Start Quote", "business owner's insurance quote", or "business owner's policy quote" you will be taken to the Hiscox website, which is not owned or controlled by GEICO.

GEICO has no control over the privacy practices of Hiscox and assumes no responsibility in connection with your use of their website. Any information that you directly provide to Hiscox is subject to the privacy policy posted on their website. All business products offered are written on an admitted basis (Hiscox Insurance Co., Inc.) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.