Insurance ID Cards And Proof Of Insurance

Insurance—yes you have it, and in certain circumstances you are asked to prove it. We even provide your proof of insurance in designer black (lettering) and white (background) for those red carpet events.

How do I obtain proof of insurance?

All documents except the SR-22 or FR-44 can be obtained online by visiting the policy documents section of our online service center. If you would rather speak to a customer service representative, please call (800) 861-8380.

Also, more states are allowing digital ID cards as valid proof-of-coverage. Learn more about digital ID cards.

If you are a GEICO policyholder and you know that you need an SR-22 or an FR-44 please call (877) 206-0215. If you are not sure if you need an SR-22 or FR-44 or just want to learn more, read on for everything you need to know about an SR-22/FR-44.

If you haven't registered for online services yet, you can sign up now.

What is proof of insurance?

To help you on your way, here is an overview of the various types of documents that may be referred to as "proof of insurance:"

Insurance ID Card/Insurance Card – the information that insurance ID cards contain vary by state but generally the policy number, policy effective dates, vehicles and policyholders are shown. Use this card to register your vehicle or keep it in your car as proof of insurance for law enforcement.

Proof of Coverage – a form which shows the vehicle, the policy effective and expiration dates, and the limits of coverage carried on the vehicle. Use this form to show your lienholder or leasing company your insurance coverage.

Verification of Coverage (MD FR-19) – a form requested by Maryland as proof of insurance. Use this form when you receive a letter from your Maryland Motor Vehicle Administration or a citation that requires you to provide an FR-19.

Canadian Insurance Card – Your US auto insurance card is accepted as proof of insurance while traveling in Canada as a tourist; Canadian insurance ID cards are not necessary. Learn more about visiting Canada by car.

SR-22 or FR-44 (Certificate of Financial Responsibility) – a certificate mandated by the state that verifies that you have auto insurance liability coverage. Usually, it is required only for certain driving-related violations. If you need an SR-22 or FR-44, the courts or your state Motor Vehicle Department will notify you. Depending on your state of residence, the Certificate of Financial Responsibility form is referred to as either an SR-22 or an FR-44.