Mechanical Breakdown Insurance

Optional coverage that can help reduce the cost of unexpected mechanical repairs.

Mechanical Breakdown Insurance could be added to your policy to provide an extra layer of protection beyond your manufacturer’s warranty. Similar to a car warranty, this coverage helps cover the cost of certain mechanical repairs if your vehicle breaks down or needs replacement parts due to mechanical failure.

If a covered mechanical issue occurs, this coverage can help reduce what you pay out of pocket for repairs after your deductible. It’s designed to help protect against unexpected mechanical problems that may not be covered (or fully covered) by your original warranty.

Mechanical Breakdown Insurance can only be added when the vehicle is a new vehicle, is fewer than 15 months old, the odometer reads fewer than 15,000 miles, and you are the first titleholder of the vehicle.