Personal Injury Protection

Coverage that helps pay medical bills and related costs after an accident, no matter who was at fault.

Personal Injury Protection (PIP), sometimes called no‑fault insurance, helps pay for covered medical expenses and other injury‑related costs after an auto accident – no matter who was at fault. Some states require PIP coverage as part of your auto policy.

Depending on your state and policy, PIP may help cover medical bills as well as additional expenses such as lost wages, rehabilitation costs, essential household services you can’t perform due to injury, and funeral expenses. Coverage may apply to you, resident relatives, and in some cases, passengers or injuries sustained as a pedestrian.

PIP coverage rules, limits, and eligibility vary by state, so reviewing your policy can help you understand what expenses are covered and how this protection applies to your situation.