Need a restaurant insurance quote?
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What is restaurant insurance?
What coverages are in a business owners policy?
Restaurant insurance is a type of business owners policy (BOP). These policies generally provide protection for:
- Bodily injuries caused to a person on your property
- Defense costs for covered liability losses(ex., a customer becomes sick because of contaminated food)
- Protection for business furniture and equipment (ex., ovens, refrigerators, tables, and chairs)
What does restaurant insurance cover for food and beverage businesses?
We know each business is unique. We'll help break down the coverages so you can decide which coverages you need. Please note, some coverages are subject to deductibles and limits.
Other Business Insurance Related Products
Workers' Compensation Insurance
Most states have requirements about workers compensation coverage. It can help provide financial protection for job-related accidents and illnesses.
A personal auto policy may not cover vehicles used for business. Commercial auto insurance:
- Offer liability coverage to protect you
- Include cars, pickup trucks, box trucks, and more
An umbrella insurance policy may provide additional coverage over and above other applicable insurance policies.
Businesses may need protection from computer-related attacks, such as malware, phishing, ransomware, or if laptop with confidential information on it is stolen. A cyber liability insurance policy can help protect your business.
GEICO Living Articles
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
For online quotes:
GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. When you click on "Start Quote", "business owner's insurance quote", or "business owner's policy quote" you will be taken to the Hiscox website, which is not owned or controlled by GEICO.
Commercial auto coverage is underwritten by Government Employees Insurance Company. In some cases commercial auto coverage is provided through GEICO Insurance Agency, Inc., either under an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate, or with non-affiliated insurers.
Other business insurance coverages are written through either Berkshire Hathaway affiliated or non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure business insurance in all states except Hawaii.
The information you provide will be shared with our business partners so that they can return a quote.