New York Insurance Law, section 3422, prohibits insurers from cancelling, refusing to insure, nonrenewing or increasing the premium of a policy solely because one or more claims have been made against any policy during the preceding sixty months for a loss that was a result of a hate crime. A hate crime is defined pursuant to article four hundred eighty-five of the penal law committed against the person or property insured and the insured must provide evidence to the insurer that the act causing such loss is a result of a hate crime and that such insured was not the offender of the hate crime.
Please notify us if an accident or loss on your driving record was a result of a hate crime. You can contact us at (800) 841-3000 or by logging into your account at geico.com .