Identity Protection

Identity Theft Fraud Insurance Coverage: Protect Your Credit and Your Identity

Help safeguard yourself and, in the event of a breach, get reimbursed with GEICO Portfolio Identity Theft Protection from Iris Powered by Generali. With a comprehensive package, backed by up to $1 million identity fraud insurance, you could have the peace of mind knowing your identity is protected2. Learn more about protecting your identity by visiting our identity theft information page.

Why do you need identity theft protection?

Identity theft can happen to anyone. In fact, it happened to 42 million people in 20211. The consequences can be costly, both financially and in terms of the time spent reversing the damage. Identity theft insurance protects against identity theft, detects stolen identities, and resolves identity theft losses. Protecting more than just your own identity? Family plans ensure the whole household is protected.

What does identity theft protection cover?

Day or night, our prevention, monitoring, alerts, and resolution coverage helps to ensure your identity is protected. Identity theft coverage options include:

  • Online data protection software
  • Credit profile tracking
  • Notifications of high-risk transactions
  • Lost wallet assistance

Should the unthinkable happen, certified identity theft resolution specialists are there to help 24/7. Want to speak to an agent about identity theft protection coverage? Start a quote today or call (800) 206-4065.

How would identity theft happen?

No matter how careful you are, your personal information is being collected, used, and shared. With bad guys itching to steal your data, these identity thieves use sophisticated techniques to take your identity be it cyber-attacks or otherwise. Social security numbers and banks accounts are at risk. Consider a few ways people become a victim of identity theft:

  • Compromised credentials
  • Credit card fraud
  • Dark web activity
  • Data breaches
  • Keylogging
  • Phishing attacks
  • Phone marketing schemes
  • Ransomware
  • Utility fraud

Identity Theft Protection, Monitoring, & Resolution

GEICO Portfolio Identity Theft Protection, serviced by Iris Powered by Generali, provides you with complete protection through:

Identity Theft Prevention

  • 24/7 certified identity theft resolution specialists
  • Online data protection software suite helps protect your personal data from keylogging, phishing, attacks, and ransomware
  • Opt-out services to reduce pre-approved direct mail credit card and insurance policy offers and marketing phones calls

Identity Theft Monitoring

  • Monitoring services to identify risk level, track your credit profile, access identity theft protection tips, respond to alerts, and place a fraud alert from our easy-to-use online platform
  • Identity monitoring to detect fraud by searching for compromised credentials, high risk transactions and potentially damaging use of your personal information
  • Credit monitoring detects suspicious activity and ensures accuracy by monitoring credit profiles at all three major credit bureaus
  • Email health check search tool to see if your email address has been compromised in a data breach

Identity Fraud Alerts

  • Notifications for suspicious activity related to your identity to allow for immediate action and minimized damage
  • Alerts for detected changes in your credit profile, high risk transactions, compromised credentials, and black-market activity containing your personal information.


  • US-based, certified identity theft resolution specialists available 24/7 to help restore your identity and prevent further damage in the event of an incident
  • Personal case manager will be assigned to take care of everything for you, including identity theft affidavit assistance and submission, creditor notification, dispute and follow-up, lost wallet assistance and more
  • Up to $1 Million Identity Fraud Insurance2

24/7 Credit Report Access

An identity protection plan also provides unlimited online access to your credit report, credit score, and includes three-bureau credit monitoring to alert you to any potential threats that are identified.

How much does identity theft protection cost?

Identity theft protection plans begin as low as $7.99 per month. You could also save money by paying for annual coverage in full! Peace of mind is affordable and easy. Don't wait for your identity to fall into the wrong hands. Keep it protected with identity theft protection.

Can I manage my identity protection from the app?

The GEICO Mobile app has an identity theft protection portal. You'll have access to the newly designed, easy-to-use dashboard and manage your services all in one place, including your identity theft coverage.

How to report identity theft

Do you know what to do if your identity is stolen? If you think your identity may have been stolen, you're in the right place. Review the 7 Signs You Might Be A Victim Of Identity Theft for tips on how to tell if someone may have stolen your identity. Current customers can start a claim online or by calling (800) 206-4065. You can also report theft to the FTC at and contact fraud departments at financial institutions you have accounts with such as your credit card issuer or bank.

Need to speak to a sales agent?

Start a quote online or call (866) 372-0634

  • Mon – Fri
    7:00 AM – 11:00 PM (ET)
  • Sat & Sun
    8:00 AM – 10:30 PM (ET)

Identity Theft Protection: Get the answers you're looking for.

  • What is identity theft?
    Identity theft is a crime that is committed when someone obtains your personal information and uses it to commit fraud or other crimes. This can include using personal information or financial information obtained about you to make unauthorized purchases, or withdrawals from your accounts.
  • How do I prevent identity theft?

    There are things you can do to help avoid becoming a victim of identity theft:

    • Downsize your wallet: Only carry what you really need in your wallet, which should be limited to one or two credit/debit cards only.
    • Shred sensitive documents. You have no control over your trash once it's taken away from your curb, and thieves DO paw through trash bags hoping to find documents that can help them steal your identity. Don't make it easy for them!
    • Be wary when asked for personal information on the phone: Unless you initiated the call or you have reason to trust the caller, NEVER give out your name, address, social security number or date of birth to anyone calling you claiming to be from your bank or other 'alleged' organization.

    For more information, check out the full 9 steps to keep your information safe.

  • How does identity theft protection work?
    Our enhanced identity theft protection insurance helps guard against identity theft through full prevention, detection, and resolution services. Credit profile tracking, high-risk transaction notifications, lost wallet assistance, and credit score access work together to protect your identity and credit. If you ever become a victim of identity theft, resolution specialists provide the 24/7 assistance you need.
  • What do I do if I lose my wallet?
    Don't panic. You can help minimize the potential damage when your wallet does go missing. Immediately, contact your credit and debit card companies to cancel your cards. Setting up fraud alerts, filing a police report, and changing your passwords will further protect you from any loss. If you lose a license or insurance card, contact the DMV and insurance companies to notify them and get cards reissued. For more details, check ou 6 things to do if you misplace your wallet.

1 Federal Trade Commission, Consumer Sentinel Network Data Book, 2021
2 The Identity Expense Reimbursement and the Unauthorized Electronic Fund Transfer Reimbursement benefits are underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Generali Global Assistance, Inc., dba Iris® Powered by Generali for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits at Iris identity protection terms and conditions.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

GEICO has no control over the privacy practices of Iris Powered by Generali and assumes no responsibility in connection with your use of the Iris Powered by Generali website. Any information that you provide directly to Iris Powered by Generali is subject to the privacy policy posted on the Iris Powered by Generali Website.