Life Insurance Quotes
See how affordable a life insurance policy can be.
Or, call (888) 532-5433.
What is life insurance?
Life insurance is a contract in which a policyholder pays premiums in exchange for a lump-sum death benefit that may be paid to the policyholder's beneficiaries. The lump-sum benefit is paid when the policyholder either passes away or a specific amount of time has passed. Life insurance policies can help provide financial security by replacing lost income and covering expenses.
If you're looking for a life insurance policy, we've got you covered. The GEICO Insurance Agency, LLC has teamed up with partners to offer affordable life insurance options to meet your family's needs. Get a life insurance quote online or call us at (888) 532-5433 to get the assurance of knowing your loved ones will be protected.
What do you need to start a life insurance quote?
- Know the amount of outstanding debt left on things such as mortgage, loans, etc.
- Specific information regarding medical conditions
- Income level and occupation
- General medical information you may be asked about includes height, weight, blood pressure, and cholesterol levels
How much does life insurance cost?
The cost of life insurance depends on your specific situation. Many factors are considered such as your medical history and your hobbies. For more information about life insurance quotes, we have the answers to your life insurance questions.
How much life insurance do I need?
Determining how much insurance you need is not as hard as you may think. By answering just a few questions and doing some simple math, you can quickly estimate your life insurance needs and see how affordable a policy can be.
What are the different types of life insurance?
There are different kinds of life insurance policies, each meeting different needs. The section below illustrates the difference between term life, whole life, and universal life insurance.
What is Term Life Insurance?
Term life insurance covers a specific time period and provides financial help to the beneficiary. Often this money is used to replace income that's lost due to the death of the insured. The benefit can help pay bills, future expenses, and even burial costs. A term life insurance policy may be eligible for a No-Med Exam, which is an option that asks a detailed questionnaire instead of requiring a medical exam.
What is Whole Life Insurance?
If the policy terms are met, then whole life insurance typically covers your lifetime and pays a benefit to the beneficiary upon the death of the insured. This policy may help with income replacement, supplemental income, and estate planning.
What is Universal Life Insurance?
Universal life insurance typically covers your lifetime. It offers an optional fund that you can contribute to above and beyond your regular life insurance. The side cash fund can build over time. Please note that universal life premiums can fluctuate.
What is the best life insurance policy for me?
As everyone's situation is different, you'll need to make your own choice as to which product works best for you. However, in general these groups of people choose:
Term Life Insurance Policy:
- Main breadwinner
- Stay at home parent
- Business owners
Whole or Universal Life Insurance Policy
- Provide an inheritance to survivors
- High net worth individuals
- Pay for your own funeral expenses
Do you need more specific information? You can check out our life insurance for every life stage article to see what may work best for you.
Why do you need life insurance?
Life insurance helps you plan ahead and provides long-term financial security for your family when they would need it most. You can't put a dollar amount on your loved ones, but a term life insurance policy can help ensure their future is protected. Determine how much coverage you need and how long it's needed, and the GEICO Insurance Agency, LLC and its partners can provide an affordable life insurance policy that is the perfect fit for you and your family. Get a life insurance quote online or call us at (888) 532-5433 and get the satisfaction of knowing your loved ones are protected.
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Life Insurance: Get the answers you're looking for.
What is the purpose of having life insurance?Life insurance helps you provide long-term financial security for your family when they need it most. There are three types of life insurance: Term life insurance, whole life insurance, and universal life insurance.
At what age should you get life insurance?Life insurance can benefit just about everyone, especially people who have others depending on them. Learn who insurance will benefit and how it fits into life's different stages.
What do I need to consider before buying life insurance?Buying life insurance is an important purchase. Check out these 5 tips to help you pick the right life insurance for you.
How often should I review my life insurance policy?You should review your life insurance coverage at least once every 5 years or when you experience a major life event.
Do you still have questions about life insurance?We can help with additional information about life insurance policies.
Why should I buy my own life insurance policy?There are many benefits of purchasing your own life insurance policy including tax benefits and reliability.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Life coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.