Pet Insurance
Find the Best Pet Insurance For You
Update and Manage Your Pet Insurance Policy
Embrace
Call (800) 793-2003
Hours:
Mon – Fri 9:00 AM – 8:00 PM (ET)
Sat 10:00 AM – 4:00 PM (ET)
Need a pet insurance quote?
Existing policyholder?
Pet Insurance Helps You Save on Veterinary Care
Pet insurance is a specialized health insurance for your beloved pets. Get affordable care for your pets by getting an online quote through GEICO Insurance Agency. It’s quick, easy, and entirely online.
Pet health insurance provides coverage for unforeseen medical expenses such as non-pre-existing illnesses and injuries. This can help make health care for your dog or cat more affordable and give you extra quality time with your four-legged family members.
The GEICO Insurance Agency has partnered with Embrace Pet Insurance Agency, to help you get pet insurance coverage for your dogs and cats. Get a free online quote and see how affordable pet insurance is.
Why Do I Need Pet Health Insurance?
Pet health insurance helps you protect your pets by offsetting the costs of vet visits for your pets. It can help you pay less for the diagnosis, treatment, and management of illnesses or treatments your dog or cat might need.
When the unexpected happens, pet insurance can save you from paying completely out of pocket for your four-legged friends. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.
What Does Pet Health Insurance Cover?
The GEICO Insurance Agency has teamed up to bring you dog insurance and cat insurance. This nose-to-tail coverage includes:
- Accidents - Including broken bones, bite wounds, cuts, and swallowed objects
- Illnesses (not pre-existing) - From common issues like ear infections or upset stomachs to more serious conditions like diabetes or arthritis
- Chronic conditions - Long-term illnesses or injuries like arthritis or diabetes; no per-condition limits, and coverage continues when you renew
- Preventable conditions - Lyme disease, parasites, parvo, and other illnesses that may have been prevented are still covered.
- Dental issues - Including tooth extractions, gingivitis, and other dental diseases (excluding routine cleanings unless added under Wellness Rewards)
- Cancer - Coverage includes diagnostics, surgery, radiation, chemotherapy, and follow-up care
- And more
For your convenience, you can choose any licensed veterinarian.
Benefits of Choosing Pet Insurance Through GEICO Insurance Agency
Choosing pet insurance through GEICO Insurance Agency means you’re choosing coverage and confidence in plans that offer flexibility, affordability, and are fit for your pet’s specific needs. GEICO Insurance Agency makes it easy to protect your pets. Here are a few reasons why millions choose pet insurance options through GEICO Insurance Agency.
Personalized Coverage That Works For You
GEICO Insurance Agency recognizes that a one-size-fits-all plan is not the answer for all pets, because every pet is unique! Through GEICO Insurance Agency, you can customize your pet insurance policy to match your pet’s unique needs and your budget. You can choose your deductible, reimbursement rate, and annual limit to create a plan that is the perfect fit for your cat or dog. Keep in mind that pricing can be based on your location and your pet’s species, breed, sex, and age.
No Network Limitations or Restrictions
Visit any vet, emergency clinic, or pet specialist in the U.S. You get to choose the provider you trust most, without worrying about coverage restrictions or surprise out-of-network fees. This kind of flexibility is great when an emergency happens, so you can get to the nearest available clinic as quickly as possible. Pets with chronic conditions or special needs can maintain consistent care from a vet who knows them best.
Easy Claims and Quick Reimbursements
submitting a claim simple. With Embrace’s mobile app or online portal, you can upload your invoice and get reimbursed as quickly as a few days.
Pets are family and deserve the same level of care and coverage as others. Pet insurance through GEICO Insurance Agency gives you coverage, savings, and flexibility, so you can spend less time worrying and more time enjoying your cat or dog.
Without Pet Health Insurance, Pet Bills Can Be Costly
Caring for a pet can be expensive even for routine care. Unexpected sickness and injuries can make these costs skyrocket. Pet health insurance can help you tame these expenses. Learn more about how pet insurance works and contact GEICO Insurance Agency today.
How Pet Health Insurance Works
- Go to your vet per usual. Having a pet insurance policy through GEICO Insurance Agency allows you to see any veterinarian in the country.
- To submit a claim, simply call us at the numbers listed below.
- Get reimbursed, easily! Once your claim has been processed and approved we'll reimburse you.
How Much Does Pet Insurance Cost?
To provide you the best pet insurance to fit your budget and needs, we offer personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:
- Type of animal, including species
- Gender of your pet
- Age
- Breed
- Location
How Can I Save on Pet Insurance Through GEICO Insurance Agency?
With GEICO Insurance Agency, pet insurance doesn’t have to break the bank. We’ve partnered with Embrace to offer coverage and savings that protect your pet when they may need it most. Whether you’re looking for coverage for one pet or an entire crew of furry friends, GEICO Insurance Agency in partnership with Embrace Pet Insurance offers many ways to save.
Exclusive Pet Insurance Savings For GEICO Customers
If you’re already part of the GEICO insurance family, you’re already halfway there with savings! You may be eligible for an additional discount on your pet insurance policy by already being a GEICO customer. Think of it as our way of thanking you for being a loyal member of the GEICO family.
Multi-Pet Discounts
Having more than one pet can be expensive. If you enroll more than one pet in one policy, through GEICO Insurance Agency, Embrace will offer a 10% discount. This way, all of your pets can receive the same quality coverage and care without having to stress over the price tag. The more pets you cover, the more you can save on keeping your pets healthy.
Healthy Pet Deductible
With the Embrace Healthy Pet Deductible, you can get rewarded for keeping your pet healthy. For each year that you don’t receive a claim reimbursement, your annual deductible will decrease by $50. The healthier your pet remains, the more money you’re able to save each year on future claims. The Healthy Pet Deductible is an easy way to lower your out-of-pocket costs without having to do anything but keep your pets healthy. It’s a win-win!
With these savings opportunities, GEICO Insurance Agency and Embrace make it easy to keep both your pet and wallet healthier and happier. Our goal is to keep your pets healthy while getting the most out of your pet insurance policy. Stress less and save more, all alongside your pet companion.
We're Here to Help With Pet Insurance
Just a Call Away
While taking care of your pet can be a full-time job, managing your pet insurance doesn't have to be. Call to make a payment, update your policy, add a pet, and more.
Pet Insurance You Can Trust
Here at GEICO Insurance Agency, our commitment to pet health guarantees you don't need to worry about your best friend. Our love of animals, powerful coverage and personalized plans ensure that your pet can get the care and treatment you need. Protect your pet for life with pet insurance through GEICO Insurance Agency today.
Need Help? Connect With a Pet Insurance Specialist Today
You can reach an Embrace representative at (800) 793-2003.
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Mon – Fri9:00 AM – 8:00 PM (ET)
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Sat10:00 AM – 5:00 PM (ET)
Pet Insurance: Get the answers you're looking for.
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What may not be covered by pet insurance?
- Pre-existing conditions
- An intentional injury caused by you or any other person or pet residing at your home
- Injury or illness sustained from fighting, racing, cruelty, or neglect
- Unless medically necessary, cosmetic procedures like tail docking, ear cropping and dew removal
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What do I need to consider before adopting a new pet?Adopting a new pet is an exciting activity for a family, but it also comes with new responsibilities and chores. Include all family members in the pre-planning process to help set realistic expectations.
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How do I become a good pet parent?After you have decided to become a pet parent, it is important to make sure that your new pet is getting the attention it needs. Here are some tips to help you become a better pet parent.
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How do I protect my pet from the weather?Pets rely on you to provide them with protection throughout the year. Winter pet protection involves keeping them warm and protecting them from special winter hazards. Warmer weather poses different hazards, so you need to know how to keep your pet safe and healthy during the Summer.
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How do I manage my pet insurance policy?You can contact Embrace at (800) 793-2003 to make a payment or file a claim.
Hours:
Mon – Fri 9:00 AM – 8:00 PM (ET)
Sat 10:00 AM – 5:00 PM (ET) -
What are pre-existing conditions, and are they covered?Pre-existing conditions are any illnesses or injuries your pet had before coverage started or during the waiting period. These illnesses or injuries are not covered by your plan.
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Can I use my own vet with pet insurance?Yes, pet insurance through GEICO Insurance Agency lets you visit any licensed vet, specialist, or emergency clinic in the U.S. with no network limitations or restrictions.
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Do you need pet insurance?Pet insurance isn’t required, but it can help cover surprise vet bills from accidents or illnesses when your pet may need it most.
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How do I choose the right pet insurance?To choose the right pet insurance, consider your pet’s age, breed, health needs, and your budget. GEICO Insurance Agency offers customizable coverage through Embrace, so you can build a plan that fits your pet’s needs.
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Can I cancel my policy at any time?Yes, you can cancel at any time and there’s no cancellation fee, although there may be some state-specific rules. To cancel or learn more, give us a call at (800) 841-1587.
Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. *Wellness Rewards is offered as an optional membership plan, non-insurance benefit administered by Embrace Pet Insurance Agency, LLC in the United States. Wellness Rewards not available in RI. (c) 2024 American Modern Insurance Group, Inc.
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
If you click a link to get a rate quote online or file a claim, you will be taken to the Embrace website. This website is not owned by GEICO Insurance Agency LLC. Any information that you provide directly to them on their websites is subject to the privacy policy posted on that website, which you should read before proceeding. GEICO Insurance Agency LLC. assumes no responsibility for their privacy practices or your use of either website.
Pet coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.