From Lake Winnebago to the Mississippi River, Wisconsin is home to some of the best boating spots in the Midwest. Whether you’re cruising, fishing, or enjoying a relaxing weekend on the water, it’s important to protect your boat and everything that comes with it. GEICO offers reliable Wisconsin boat insurance, competitive rates, and the support you need to boat with confidence across Wisconsin’s beautiful lakes and rivers.
Boat insurance isn’t required by state law for recreational purposes in Wisconsin, but that doesn’t mean you won’t need it. Marinas may require liability coverage before allowing you to dock, and lenders often require insurance if you're financing your boat. Without coverage, you could be on the hook for out-of-pocket costs if an accident happens.
While there are no legal penalties for going uninsured, the financial risks are real. From property damage to injury claims, one incident on the water could lead to serious expenses. Boat insurance helps protect you from those unexpected costs so you can spend more time on the water and less time worrying about what-ifs.
No matter how you like to boat, GEICO boat insurance offers coverage options built to protect you, your passengers, and your watercraft. Here’s a look at what a typical policy may include for Wisconsin boaters:
The cost of Wisconsin boat insurance can vary based on several factors, including the type of boat you own, its length, horsepower, number of engines, and how you use it. Its storage location as well as your boating experience and claims history also play a role. GEICO works to provide affordable coverage tailored to your needs, so you’re only paying for what makes sense for your time on the water.
Looking to save on Wisconsin boat insurance? GEICO offers several discount opportunities that can help lower your premium while still giving you the protection you need out on the water.
GEICO is trusted by thousands of boaters nationwide—and for good reasons. With affordable coverage options, flexible payment plans, and a fast, reliable claims process, we make it easy to protect your boat and your peace of mind. Whether you’re navigating Wisconsin’s inland lakes or the shores of Lake Michigan, you’ll have coverage that works just as hard as you do.
Plus, we give you the tools to manage your policy your way. From 24/7 claim support to BoatUS mobile app that lets you pay bills, file claims, and make updates anytime, your boat insurance goes where you go. It’s just one more reason GEICO is a smart choice for Wisconsin boaters.
Smooth sailing starts with smart coverage. Get a fast, free Wisconsin boat insurance quote from GEICO today, or contact a GEICO insurance specialist for personalized guidance.