Cruising Alabama’s scenic highways on two wheels? Make sure you’re protected with motorcycle insurance from GEICO. Whether you're riding through the Talladega National Forest or commuting through Birmingham, GEICO makes it easy to find the right policy at a rate that fits your budget.
Alabama requires all motorcycle riders to carry liability insurance to legally operate their bike on public roads. You'll need to show proof of insurance when registering your motorcycle with the state. Riding without motorcycle insurance can lead to serious penalties, including fines, license suspension, and even having your vehicle registration revoked, so it’s important to stay covered.
| Coverage Type | What It Covers | Alabama Minimum Limits |
|---|---|---|
| Bodily Injury Liability | Injuries to others in an accident | $25,000 per person / $50,000 per accident |
| Property Damage Liability | Property damage you cause | $25,000 per accident |
| Uninsured/Underinsured Motorist* | Injuries if the other driver is uninsured | $20,000 per person / $40,000 per accident |
*Uninsured/underinsured motorist coverage is required by law in Alabama for motorcycle drivers. However, insureds may refuse or lower this coverage by signing a written waiver.
Want more than just the bare minimum? GEICO offers optional Alabama motorcycle insurance coverages to help protect your ride and (almost) everything that comes with it. GEICO can give you extra peace of mind whether you're cruising around town or taking on the open road.
Discounts stack subject to minimum premium amounts that vary by product and by state.
The cost of motorcycle insurance in Alabama can vary based on several factors, including your age, the type of bike you ride, where you live, and your driving history. Cruisers and touring bikes, for example, are typically more affordable to insure than sports models. Riders with clean records and years of experience may qualify for lower premiums than newer drivers or those with a history of accidents.
At GEICO, we make it easy to save with a variety of motorcycle insurance discounts so you can get the coverage you need at a price you can afford, including:
When it comes to protecting your bike, GEICO delivers the coverage, support, and savings riders trust. Thousands of motorcyclists across the country count on us for reliable insurance that fits their lifestyle and their budget. With GEICO, you get:
Learn more about why motorcyclists choose GEICO to protect their bikes.
Wherever your next ride takes you, make sure GEICO is along for the journey. Start your motorcycle insurance quote now, or contact our team for help exploring your coverage options and finding the perfect policy for your bike.