Are you looking for affordable car insurance in Oregon? With GEICO, you get the right combination of customer service along with competitive rates for Oregon drivers. We also offer great car insurance discounts in the Beaver State, from savings for students to premium reductions for safe drivers. Just get a fast and free car insurance quote online and see how much you could save with GEICO.
Oregon law requires every driver to carry at least these minimum car insurance coverages:
| Coverage Type | Minimum Required Limit |
|---|---|
| Bodily Injury Liability | Minimum $25,000 per person / $50,000 per accident |
| Property Damage Liability | Minimum $20,000 per accident |
| Personal Injury Protection | Minimum $15,000 per accident |
| Uninsured / Underinsured Motorist Coverage | Minimum $25,000 per person / $50,000 per accident |
The average cost of car insurance in Oregon tends to fall close to the national average, sometimes coming in slightly higher or lower depending on statewide factors like population density, accident frequency, and repair and medical costs.
However, even though these elements influence Oregon’s general pricing trends, the premium you’ll personally pay is shaped far more by individual factors such as the type of car you drive, your driving history, where you live, and the level of coverage you select.
No matter how these variables are currently affecting your rate, the most effective way to save money without compromising essential protection is to take advantage of any discounts your insurer offers.
GEICO offers a wide range of discounts designed to give nearly every policyholder an opportunity to qualify for meaningful savings.
From practicing safe driving habits to simply paying your premium upfront, key discounts include:
Browse all personal auto insurance discounts
One of the features of Oregon car insurance with GEICO is that you have access to file a claim or get in touch with customer service over the phone, online, or on the GEICO Mobile app. But we also have you covered for those times when you prefer to speak directly with a local agent. Contact us or connect with a customer service agent and get answers to all of your questions about Oregon car insurance or any of our insurance policies.
If you are involved in a traffic accident in the state of Oregon, you must file a Traffic Accident and Insurance Report with the Oregon Department of Motor Vehicles (DMV), even if there was a police report filed. Your report must be filed within 72 hours, show the name of your liability insurance company and the policy number. Make sure your vehicle is covered and you have proof of car insurance in Oregon before you drive.