Mini Car Insurance
Get a personalized quote in minutes and compare coverages that may fit your drive.
Shopping for Mini car insurance? Your rate can vary based on your location, driving history, vehicle details, and the coverages and deductibles you choose. Enter your ZIP Code to start a quote and see options you can adjust—so you can compare what works for your budget and how you use your vehicle.
*Rates vary by driver, vehicle, and location. Coverage options, discounts, and availability vary by state and situation.
Mini Models
Select your Mini model to get a quote tailored to your vehicle. Choose the closest match for model year and trim when available.
Clubman
Midsize Cars
Cooper
Minicompact Cars
Countryman
Small SUV
Paceman
Compact Cars
*Rates vary by driver, vehicle, and location.
Mini Car Insurance Details
How much does Mini insurance cost?
The cost of Mini car insurance can vary based on your model, where you live, your driving history, and the coverages you choose.
*Rates vary. Coverage and availability vary by state.
Getting insurance for your Mini
If you're insuring a new Mini or updating an existing policy, it helps to have your vehicle details, current mileage, and driver information handy.
*Coverage options and eligibility vary by state and situation
Mini car insurance options
Build a policy with coverages like liability, comprehensive, and collision, plus optional add-ons that may be available in your state.
*Optional coverages may be available based on state and eligibility
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies. Coverage is subject to the terms, limits, and conditions of your policy contract.
Vehicle data accurate as of January 2026
Safety ratings
Safety ratings sourced from the National Highway Traffic Safety Administration (NHTSA) for the vehicle’s model year. Ratings reflect crash test results and available safety features at time of evaluation and may be updated as additional testing is published.
Fuel economy (MPG)
Fuel economy estimates sourced from fueleconomy.gov (U.S. Department of Energy and EPA), based on the model year EPA test data. Actual mileage will vary based on driving conditions, vehicle condition, and driving behavior.
Fuel cost estimates
Estimated annual fuel costs assume 15,000 miles of combined city/highway driving per year and average U.S. fuel prices as of January 2026, sourced from fueleconomy.gov. Actual costs vary by location, driving habits, and current fuel prices. Insurance cost range
Insurance cost ranges are based on GEICO internal aggregated policyholder data for vehicles from Jan 2026 through Feb 2026. Ranges are estimates, not quotes, and do not guarantee coverage availability or price. Your actual premium depends on factors including state, driving history, coverage selections, vehicle use, and applicable discounts.
Answers are general. Coverage availability, terms, and eligibility vary by state and policy.
GEICO can explain coverage options, but can't recommend what you should buy here. For guidance, visit geico.com or talk with a licensed GEICO agent.
Premium estimates are based on internal data and may not reflect your price. Rates vary by driver, vehicle, location, coverages, and deductibles.
Discount availability and eligibility vary by state and underwriting program.