Business Insurance Coverage Information

How important is business insurance?

Having business insurance can protect you from the burdens that accidents and lawsuits can place on the operations of your business and protect your physical and financial assets. No matter how careful you are in your daily business operations, things happen.

You can be sued for negligence or errors and omissions in the conduct of your business with a client, and your physical business property may come under attack.

Someone could slip and fall on your premises leaving you with medical bills to pay. Not to mention, expensive attorney costs associated with business lawsuits can place a huge financial and emotional burden on you, your employees, and family if you are not properly protected.

Cheer up. That's where business insurance comes in to protect you. The following business insurance information will explain the various coverage types that could help keep you, your employees, and your assets safe.

GEICO offers four business insurance products.

We realize each business has different needs. GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance and other companies to offer four different business insurance products online to help protect you and your company from the risks of conducting day-to-day business.

  1. General Liability Insurance (GL or CGL Insurance)
  2. Business Owners Policy (BOP)
  3. Professional Liability Insurance (PL or E&O)
  4. Workers' Compensation Insurance

Additionally, GEICO offers commercial auto insurance for your business cars, trucks and vans.

While operating and conducting business comes with uncertainty, one thing that is sure is that you can count on us to help. There is no such thing as being "too careful." You have options.

Visit GEICO's business insurance pages above for clarification on which coverage(s) fit your needs. If you are ready, begin a business quote online or call (800) 841-1621 and let our business insurance specialists help you select the right commercial insurance policy for your business.

We are available to you:

Monday – Friday 8:00 AM – 9:00 PM ET

For online quotes:

GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. When you click on "begin a business quote online," you will be taken to the Hiscox website, which is not owned or controlled by GEICO.

GEICO has no control over the privacy practices of Hiscox and assumes no responsibility in connection with your use of their website. Any information that you directly provide to Hiscox is subject to the privacy policy posted on their website. All business products offered are written on an admitted basis (Hiscox Insurance Co., Inc.) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.

Please note:

Business Insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure business insurance in all states except Hawaii.

Workers' Compensation insurance coverages are written through affiliated and non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure Workers' Compensation insurance in all states except Hawaii, North Dakota, New Mexico, Ohio, Washington and Wyoming.

The information you provide will be shared with our business partners so that they can return a quote.