Looking for auto insurance in Dallas? Make sure you have the right car insurance as you make your way across the vast roads and highways of the entire Dallas - Fort Worth (DFW) area. DFW drivers spend about 54 hours per year stuck in traffic. Considering the price of gas and the value of lost time, this ranks the DFW Metroplex 6th in the country for cost of congestion. Luckily, GEICO works hard to help drivers save money on auto insurance by offering great low rates on Dallas auto insurance. Get a Dallas car insurance quote now to see how much you could save.
Drivers in Dallas need to make sure they have a car insurance policy that meets the minimum coverage requirements for the state of Texas. The minimum coverages for Texas include:
| Coverage Type | Minimum Required Limit |
|---|---|
| Bodily Injury Liability | Minimum $30,000 per person Minimum $60,000 per accident |
| Property Damage Liability | Minimum $25,000 per accident |
The State of Texas requires that these auto insurance coverages be offered by insurers, but they may be turned down by drivers if requested in writing. Even though both uninsured and underinsured motorist coverages are optional in Texas, they can provide additional protection if you're in an accident with someone who either doesn't carry insurance or whose insurance limits are not sufficient.
Keep in mind that everyone's insurance needs are different. View our Coverage Calculator to get a personalized recommendation.
Learn how to save more with car insurance discounts that are available to eligible GEICO policyholders in Texas.
If you would like more details on statewide requirements, our Texas car insurance page explains coverage minimums, car registration details, and other helpful information for Texas drivers.
For drivers in Dallas, TX, getting a car insurance policy with GEICO means you have access to experienced local insurance agents who are standing by to answer questions about your policy. We have insurance agents across the Lone Star State who know their local communities and are eager to help. Learn more about our Dallas insurance agents.
Finding affordable car insurance in Dallas starts with comparing quotes and choosing coverage that matches your needs. GEICO offers an easy way to explore your options — online, through the GEICO Mobile app, or by connecting with a local insurance agent.
You can also look for available discounts, such as for safe driving, vehicle safety features, or bundling multiple policies. Taking a few minutes to compare your coverage options can help you discover ways to save while staying protected on the road.