From the red rocks of Sedona to the streets of Phoenix, Arizona offers some of the most scenic rides in the country. Make sure you’re protected every mile with motorcycle insurance from GEICO. Whether you're a daily commuter or weekend explorer, we offer a variety of coverage options, low rates, and trusted support so you can focus on the ride.
Yes, to legally ride in Arizona, you must carry motorcycle liability insurance. You will also need proof of insurance to register your bike with the state. Riding without coverage could lead to a $500 fine and a 3-month suspension of your license and registration, or your motorcycle being impounded.
GEICO makes staying compliant easy, with digital ID cards, quick quotes, and policies that meet all state minimums.
Learn more about your motorcycle insurance options with GEICO.
| Coverage Type | What It Covers | Arizona Minimum Limits |
|---|---|---|
| Bodily Injury Liability | Injuries to others in an accident | $25,000 per person / $50,000 per accident |
| Property Damage Liability | Property damage you cause | $15,000 per accident |
| Uninsured/Underinsured Motorist | Injuries if the other driver is uninsured | $25,000 per person / $50,000 per accident (if required) |
Not all accidents are the same. GEICO offers a variety of optional coverages that are tailored to your needs and make sure you're covered in almost any situation:
*Discounts stack subject to minimum premium amounts that vary by product and by state.
Your age, the type of motorcycle you ride, how long you’ve been driving, and where you live in Arizona can all determine what you may have to pay for your premium.
GEICO provides affordable motorcycle insurance and flexible payment options to suit your needs.
We offer multiple motorcycle insurance discounts at GEICO, so you can get quality coverage at a cost that works for you. Explore these discounts and see how much you could save on motorcycle insurance in Arizona.
GEICO makes it easy to enjoy every ride, fully covered in Arizona. With coverage options that fit every kind of bike and budget, our policies offer flexible coverage, great rates, and trusted support backed by a reputation riders trust. It’s easy to see why riders choose GEICO for their motorcycle insurance needs.
Fast claims process
We make filing a claim easy and hassle-free so you can get back on the road quickly.
Coverage for a wide range of bike types
Whether you ride a cruiser, sport bike, touring motorcycle, or scooter, we’ve got coverage that fits.
Low rates & great discounts
Get high-quality protection at a price that won’t slow you down, with plenty of discount opportunities.
Flexible payment options
Choose a plan that fits your budget and payment schedule, including online, mobile, or automatic payments.
Arizona riders deserve coverage that goes beyond the basics. Arizona requires certain motorcycle coverage by law, but the right policy can do so much more. GEICO makes it simple to build a policy that fits your lifestyle and budget.
Get a free motorcycle insurance quote today, or connect with a GEICO motorcycle specialist to personalize your policy.
Learn more in our full motorcycle insurance FAQs.