Living in Scottsdale means sunshine, scenic drives, and an active lifestyle. Having the right auto insurance is essential. GEICO offers reliable and affordable car insurance designed with Arizona drivers in mind. With around-the-clock support, easy bundling options, and the convenience of the GEICO Mobile app, Scottsdale drivers can get quality coverage without the hassle.
GEICO’s online quote tool helps you compare coverage options, adjust limits, and review potential savings in minutes. Your coverage should work for your lifestyle. Scottsdale drivers can also explore available discounts and personalize their policy to get the right protection at the right price, all without leaving home.
Drivers in Scottsdale must meet Arizona’s minimum auto insurance requirements to legally operate a vehicle. These coverage limits are designed to help cover costs if you're found at fault in an accident.
| Coverage Type | Arizona Minimum Limit |
|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident |
| Property Damage Liability | $15,000 per accident |
While these are the state-mandated minimums, many Scottsdale drivers choose to increase their limits or add coverage for added peace of mind. GEICO makes it easy to personalize your policy to meet both legal obligations and personal preferences.
Auto insurance in Scottsdale goes beyond just meeting the state minimums. GEICO provides a range of coverage options to protect your vehicle, your finances, and your passengers in case of an accident or other incidents.
Liability insurance is required by Arizona law. It helps pay for injuries and property damage you cause to others in an accident. GEICO allows you to tailor your limits based on your needs and driving habits.
Collision coverage helps pay for damage to your car caused by a collision with another vehicle or object, regardless of who is at fault. Comprehensive coverage protects against non-collision-related events like theft, vandalism, or weather damage. Together, these coverages help you stay protected against a wider range of risks.
Medical payments coverage is available and can help pay for hospital bills, ambulance fees, and other medical costs after an accident, regardless of fault.
If you're involved in an accident with a driver who has no insurance or not enough of it, uninsured or underinsured coverage can help with medical expenses and car repairs. It provides an added layer of protection on the road.
GEICO offers Scottsdale drivers a variety of ways to save on their auto insurance. These discounts are designed to reward safe habits and smart choices.
A minimum liability policy tends to be slightly below the national average, with the cost of premiums varying widely depending on your location in Tempe, your driving history, vehicle type, and the coverage options you choose. For more guidance on coverage, the best fit, and more protection options, use GEICO’s coverage calculator for information best suited for your needs.
Scottsdale drivers can add extra protection to their policy for more flexibility, convenience, and peace of mind. Here are a few popular options: