Phoenix is the most populous state capital in the United States, and Arizona drivers know that there are a lot of cars on the roads. In fact, some of the busiest intersections in Phoenix are among the most dangerous in the country. It's important to have the right car insurance in Phoenix to protect yourself and your vehicle. GEICO works hard to offer great car insurance rates in the Greater Phoenix area, so get a Phoenix car insurance quote now.
Driving in Phoenix means enjoying year-round sunshine, but it also means making sure you’re protected on the road. GEICO offers a range of car insurance coverage options to help Arizona drivers stay safe, secure, and in control, no matter what the desert roads bring.
Arizona law requires drivers to carry a minimum amount of liability coverage, including:
| Coverage Type | Arizona Minimum Limit |
|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident |
| Property Damage Liability | $15,000 per accident |
These minimums are designed to protect other drivers on the road, but they may not fully protect you or your vehicle.
GEICO offers optional coverages that go beyond the state minimums to give you added protection and peace of mind, such as:
While GEICO’s Phoenix car insurance offers great coverage, there are certain situations and items that standard policies usually don’t cover, including:
GEICO offers Phoenix drivers car insurance discounts to help them get the coverage they need without breaking the bank, such as:
It's no surprise that driving in Phoenix can be very hard on your vehicle. During the summer, traffic gridlock can lead to many overheated cars, and dust storms can cause additional wear to your vehicle's parts. Because of this, additional safety and maintenance steps should be taken.
Your air filter can take a beating due to the dust, so be sure that is examined at least every 3,000 miles and replaced when needed. Keep a close eye on the health of your battery, as the heat can drastically affect its life. In the event of a dust storm, be sure to turn your lights on and, if possible, avoid driving into a dust storm.
Whether you need to know the state required coverage levels or the teen driving laws in Arizona, our Arizona car insurance page will help you make the right decision about your auto insurance.