Dog Insurance: What Is It & What Does It Cover?

Key Takeaways
Financial Protection for Your Dog’s Health
Dog insurance through GEICO covers unexpected veterinary costs from accidents, illnesses, surgeries, prescription medications, and more, helping you avoid major out-of-pocket bills.
Plans that Fit Your Dog’s Unique Needs
Customize your coverage by choosing deductible, annual limit, and reimbursement percentage. Cover multiple pets and add wellness options for routine care.
Simple and Fast Claim Reimbursement
Visit any licensed vet, submit your claim online or via app, and get reimbursed quickly so you can get your dog the care it needs without paperwork hassles.
As dog parents, it's important to have good health coverage for your furry family members.
What is dog insurance?
Dog insurance pays a percentage of the cost of veterinary care and treatments for your dog in case of a covered illness, injury, or accident.
The GEICO Insurance Agency has teamed up with Embrace Pet Insurance to bring you comprehensive dog insurance. This nose-to-tail coverage is for unexpected accidents and illness. Plus, it can also help with diagnostic testing, treatments, and ongoing care.
What does dog insurance cover?
Below, we've listed some of the most common items covered under a dog insurance policy. However, it's always best to speak to a GEICO insurance specialist to confirm your specific policy’s coverage.
- Accidents like sprains, ACL ruptures, foreign body ingestion, poisonings, or broken bones
- Common illnesses such as ear infections, vomiting, diarrhea
- Dental illnesses up to $1,000 a year
- Breed-specific, hereditary, and genetic conditions, like hip dysplasia or allergies
- Serious illnesses such as heart disease, cancer, and diabetes
- Chronic conditions like allergies, diabetes, skin conditions, or arthritis
- Emergency and specialist veterinary care
- Diagnostic testing related to covered conditions, like fecal exams, urinalysis, and more
- Hospitalization and surgery, including anesthesia, rehab, ongoing care, and more
- Prescription medications
What is typically excluded from a dog insurance policy?
Items excluded from the accident and illness dog insurance policy:
- Pre-existing conditions
- Routine care costs (wellness exams)
- Injury or illness resulting from neglect, cruelty, or fighting
How much does dog insurance cost?
The GEICO Insurance Agency can help you get a customizable plan to fit your budget without sacrificing coverage. Along with the deductible, percent of reimbursement, and payout limits you choose, pricing is based on your location and your dog's breed, sex, and age. While the cost can vary greatly, you can usually get a comprehensive policy for your dog for $35-$65/month.
Why Choose GEICO Insurance Agency for Dog Insurance?
Looking for the best dog insurance for your furry family member can feel overwhelming, but GEICO Insurance Agency makes it easy. Here's why GEICO through Embrace Pet Insurance should be your top choice:
- Comprehensive Coverage: From accidents and illnesses to hereditary conditions and dental care, GEICO Insurance Agency offers nose-to-tail coverage that gives you peace of mind.
- Flexible and Affordable Plans: Customize your plan to fit your budget and your dog's needs. Choose your deductible, reimbursement percentage, and annual payout limits.
- Easy Online Management: Manage your policy, submit claims, and update your information anytime, anywhere with the user-friendly MyEmbrace online portal.
- A Name You Trust: GEICO has been known for its reliability and excellent customer service in the insurance industry for over 85 years.
Manage your dog insurance online
It's super easy to manage your dog's insurance policy online! With MyEmbrace member portal, you can update your policy, add a pet, submit claims, update contact info, update payment info, and manage your account online.
Let's fetch your free quote for that adorable dog of yours.
Protect Your Best Friend?
Pet insurance could help with eligible vet bills for accidents and illnesses.
