Denver Car Insurance

Denver Car Insurance—Knowing More

Unlike many other metropolitan areas, residents of Denver are very car-dependent. Nearly 80% of Denver workers either drive or carpool with others to work. With all those vehicles out on the road every day, it's important to make sure you and your vehicles are covered by a dependable car insurance company. And even though you may live in the Mile-High City, it doesn't mean your car insurance rates have to be sky-high. See how much you could save on quality car insurance with GEICO by starting your Denver auto insurance quote today.

Finding Your Way Around Denver

While most of Denver's street grid is oriented north-south and east-west, the oldest parts of Denver—including much of the downtown area and the neighborhoods of Auraria Campus and Lower Downtown (LoDo)—were designed in a grid oriented diagonally (northeast-southwest, northwest-southeast). The NW-SE streets are numbered; the NE-SW streets are named.

While this diagonal design can be a bit disorienting to drive in, it is actually ideal for melting snow. In the diagonal grid, NW-SE streets get direct sunlight in the morning, and NE-SW streets get it in the afternoon. In the normal N-S, E-W street grid, only the N-S streets get direct sunlight.

The 17th street district is home to many of Denver's large corporate buildings, including Republic Plaza, the tallest building in Colorado at 714 feet, located at 370 17th Street, Denver, CO 80202.

Two major interstates cross through the Denver Metro Area: I-70 and I-25. Interstate 25 runs north-south, while Interstate 70 runs east-west. Most of the major thoroughfares in Denver intersect one or both of these interstates. Denver also has an almost-complete beltway, better known as "the 470's," which consists of SH-470 (also known as C-470) in the southwest, E-470 (southeast to northeast), and Northwest Parkway.

Denver Bicycle Laws: Share the Road

While you're driving in Denver, keep in mind that it is a very bicycle-friendly city. Bicycles are allowed on almost all Denver streets. Many of Denver's streets have designated bicycle lanes, so many Denver residents bike to work. There are also over 850 miles of paved bike paths through Denver's parks and along its bodies of water, such as the South Platte River and Cherry Creek. The Denver bicycle sharing program, B-Cycle, is one of the largest in the United States.

According to Denver's Municipal Code, bicycles are considered vehicles. Cyclists have equal right to the road and must obey the same rules of the road that vehicles do. But rules alone don't prevent accidents. Whenever you're driving in Denver, watch out for bicyclists and treat them as you would any other vehicle. By law, motorists must follow at a safe distance and allow for at least three feet of space when passing a bicycle.

Denver Curfew Law

The City of Denver has a strict curfew law which restricts residents and visitors under age 18 from being "in any public place or on the premises of any establishment during curfew hours" (Sunday through Thursday, 11 pm–5 am; Friday and Saturday, midnight–5 am).

More about Colorado Car Insurance

Need to know about Colorado required insurance coverages? How about Colorado's teen driving laws and graduated licensing program? Take a look at our Colorado auto insurance page for important info that will help you make the right choices about buying car insurance.