Gas vs. Electric Golf Cart: Which is the Right Choice for You?

Whether you're cruising around the neighborhood, getting from hole to hole, or using it on private property, choosing the right type of golf cart can make a big difference in how you ride. One of the first decisions you'll need to make is whether to go with gas or electric. Both options have their perks. So how do you decide?

In this guide, we’ll break down the key differences between gas and electric golf carts, including performance, maintenance, and even insurance considerations, to help you make the choice that fits your lifestyle best.

Key Takeaways

• Gas golf carts have more horsepower, making them best for longer rides, uneven terrain, and utility tasks.
• Electric golf carts typically have fewer, less expensive maintenance requirements, reduced environmental impact, and quieter operation. This makes them ideal for short trips and residential use.
• No matter which golf cart you choose or how you use it, getting insurance from GEICO can help protect you and your finances from the unexpected.

Gas vs. Electric Golf Cart: Key Differences

When deciding between a gas-powered and electric golf cart, there are a few key differences to consider before making a purchase.

1. Power and Performance

Gas golf carts typically offer more horsepower, making them better suited for long distances, rough terrain, or hilly areas. Electric carts provide a quieter ride and are ideal for flat ground and shorter trips. It’s important to note that their acceleration tends to be more gradual.

2. Cost to Buy and Operate

Electric golf carts typically cost less upfront than gas golf carts, and charging is often more affordable than refueling. However, keep in mind that electric cart batteries need to be replaced every few years, which can be a significant expense.

3. Maintenance Requirements

Gas carts require routine engine maintenance like oil changes, spark plug replacements, and fuel system checks. Electric carts, on the other hand, need regular battery upkeep and inspection of electrical components. While both types can last for years, electric cart batteries typically need full replacement every 4 to 6 years, while gas engines may require more frequent but less costly ongoing maintenance.

4. Environmental Impact

Electric golf carts run on clean energy and produce zero emissions during use, making them a more environmentally friendly choice. Gas carts emit carbon monoxide and other pollutants, which is why some neighborhoods and golf communities limit or restrict their use.

5. Noise and Driving Experience

Electric carts are nearly silent, which makes for a smoother, more peaceful ride. Gas carts are louder and may vibrate more while driving. If you're planning to use your golf cart in a quiet community or resort area, noise level might be a deciding factor.

When to Choose a Gas Golf Cart

Gas golf carts have the edge in power and endurance, making them a solid choice for drivers who need more than just a quick cruise.

Longer Rides or Utility Tasks

If you plan to use your golf cart for extended rides, towing gear, or navigating uneven terrain, gas might be the way to go. With a longer range, gas-powered carts handle hills and off-road conditions with ease, making them great for farms, large properties, or utility work.

Easier Refueling Access

When you’re on the move, stopping for a quick fill-up can be a major plus. Gas golf carts can be refueled in minutes at any nearby gas station, while electric carts require charging downtime and access to an outlet or charging station, which can be harder to find.

When to Choose an Electric Golf Cart

Electric carts are low-maintenance, quiet, and easy to operate, making them a go-to choice for neighborhoods and community living.

Short Trips and Residential Use

For short errands, community commutes, or getting around in retirement communities, electric carts offer a smooth and convenient ride. They’re especially handy in areas where speed limits are low and distances are short.

Quieter and Eco-Friendly

Electric carts operate almost silently and produce no emissions, making them ideal for peaceful neighborhoods and environmentally conscious drivers. Some HOAs or local ordinances even require or encourage electric golf carts due to their quiet operation and reduced impact on air quality.

Insurance Considerations for Gas and Electric Golf Carts

No matter which type of golf cart you choose, protecting it with the right insurance from GEICO can provide valuable protection if the unexpected happens. Golf cart insurance is not available in all states.

Do Golf Carts Need Insurance?

Golf cart insurance isn’t always required by law, but it’s a smart move. If your cart is street-legal or used off your own property, having coverage can help protect you from unexpected costs.

Keep in mind that some golf courses and HOAs may require you to show proof of insurance before you can use your cart on their property. Even if insurance isn’t required or you just drive your golf cart to the neighborhood pool and back, insurance can offer liability protection in case of an accident.

How Coverage Differs by Use

The type of insurance coverage you need for your golf cart depends on how and where you use it. If you only drive your golf cart on private property where the risk of accident, injuries, or damage is lower, you may only need basic coverage. However, if you take your golf cart on public or shared spaces, you may likely need a broader protection.

GEICO offers golf cart insurance that can include liability coverage, collision, and comprehensive coverage for gas-powered and electric carts.

Get the Right Coverage for Your Golf Cart with GEICO

Choosing between a gas and electric golf cart comes down to how you plan to use it. Gas carts offer more power for longer rides and tougher terrain, while electric carts are quiet, low-maintenance, and better for short trips and community use.

No matter which type you go with, make sure you're covered with the right insurance. Contact GEICO today to get covered and cruise confidently.