Buying Your First Motorcycle: What New Riders Need to Know

There’s nothing quite like the thrill of owning a motorcycle. From the freedom of the open road to the adrenaline rush of a smooth ride, buying a new bike is an exciting milestone.

But before you roll off the lot, there are a few important things to consider, like choosing the right type of motorcycle, understanding what gear you need, and making sure you’re covered with the right insurance. In this guide, we’ll walk you through the key steps to take before buying your first (or next) motorcycle so you can ride with peace of mind.

What Makes a Motorcycle Beginner-Friendly?

If you’re new to riding, choosing the right bike can make all the difference in building your skills and staying safe. A beginner-friendly motorcycle should be comfortable, forgiving, and easy to control, so you can focus on the road ahead without feeling overwhelmed. Look for these features when shopping for your first motorcycle:

• Lightweight and easy to handle: A lighter bike is easier to maneuver, especially at low speeds or in traffic.
• Moderate seat height and balance: You should be able to place both feet flat on the ground when stopped.
• Manageable engine size: Bikes under 500cc offer enough power for new riders without being too aggressive.
• User-friendly controls and low center of gravity: A smooth clutch, responsive brakes, and stable handling build confidence fast.
• Comfort and control over flash and speed: It’s better to feel in control than to have extra horsepower you don’t need yet.

Motorcycle Styles for New Riders

Not every motorcycle is built with beginners in mind, but many are. Choosing a style that matches your comfort level and riding goals is key. Here are a few beginner-friendly options worth considering:

• Cruisers: Known for their low seat height and steady handling, cruisers are great for relaxed rides and confidence-building.
• Standard/Naked Bikes: With upright ergonomics and intuitive controls, these are some of the most versatile starter bikes out there.
• Adventure Bikes: These are ideal if you plan to explore long distances, though their taller build may not suit all riders.
• Scooters/Commuter Bikes: Perfect for city dwellers and daily rides, these lightweight machines are easy to learn on and maintain.

Tip: It’s best to avoid SuperSport or high-performance bikes when starting out. They’re built for speed and experienced riders, not beginner skill-building.

Safety First: Must-Have Features for New Riders

New riders are still getting a feel for the road and their bike. That means beginners are often more vulnerable to mistakes or unpredictable road conditions. That’s why it’s important to choose a motorcycle equipped with safety features that can help you stay upright and in control. Here are some features to look for when shopping for your first bike:

• Anti-lock braking system (ABS): Helps prevent wheel lock-up during hard stops, especially on wet or uneven roads.
• Traction and stability control: Keeps the bike steady by adjusting power delivery when the wheels start to slip.
• Slipper clutch: Reduces the risk of rear-wheel lock-up during aggressive downshifting for smoother control.
• Tire pressure monitoring: Alerts you when pressure is low, helping you avoid blowouts and improve handling.
• LED lighting: Brighter and longer-lasting than traditional bulbs, making you more visible to others on the road.
• Adaptive headlights: Improve visibility by adjusting the beam as you lean into turns, lighting the road ahead more effectively.

These features won’t replace good riding habits, but they can offer an added layer of protection as you build experience. And don’t forget to wear safety gear, like a motorcycle helmet, jacket, gloves, and boots, to protect yourself no matter where your bike takes you.

Seat Height, Weight & Fit: Picking the Right Size Bike

Finding a motorcycle that fits your body is just as important as finding one that fits your skill level. A good fit helps you stay balanced, steer with confidence, and react quickly when needed.

Start with seat height. When you're sitting on the bike, both feet should rest flat on the ground. If you're on your tiptoes or leaning to one side at a stop, the bike is likely too tall. The more securely you can plant your feet, the more stable you'll feel, especially in traffic or at low speeds.

Weight is the next thing to consider. A lighter bike is easier to push, park, and maneuver, which is a major plus for newer riders. Heavier motorcycles may feel more stable at high speeds, but they can be intimidating to handle in tight spaces or during slow-speed turns.

Ergonomics also plays a big role. Pay attention to how the bike feels when you're seated: Can you comfortably reach the handlebars? Are the foot pegs positioned in a way that supports your posture? A test ride is the best way to answer these questions and see how the bike responds to your body.

Comfort and control go hand in hand, so take your time to find the right size and setup. A bike that fits well won’t just be more enjoyable to ride, it’ll be safer too.

Motorcycle Engine Size & Power: How Much is Too Much?

Engine size is measured in cubic centimeters (CC). It gives you a general idea of the bike’s power and performance. Smaller engines—around 125cc to 500cc—are typically best for new riders because they offer enough speed for everyday use without being overwhelming.

Starting with a bike that’s too powerful can make learning harder and increase the risk of accidents. High-performance motorcycles are fast, responsive, and unforgiving, which can lead to trouble if you’re not fully in control. A more manageable engine size allows you to build skills and confidence at your own pace.

As you gain experience, you can always upgrade to a bigger bike. Think of it like earning your stripes—working your way up ensures you stay safe while enjoying the ride.

New vs. Used Motorcycles: Which Should You Choose for Your First Bike?

One of the biggest decisions you'll make when buying your first motorcycle is whether to go new or used. Both options have their perks, and the right choice depends on your budget, comfort level, and priorities. Here’s a closer look at the pros and cons of each to help you make the right call.

Used Motorcycles

A used motorcycle can be a practical choice for first-time riders. With a lower price point and less concern about cosmetic wear, it’s often easier to learn without the pressure of keeping everything in perfect condition.

Pros:

• Typically costs less upfront
• Easier to accept scratches or minor drops while learning
• More models may be available in your price range

Cons:

• May not include modern safety features like ABS
• Could require more maintenance or repairs
• Often sold as-is without a warranty

H3: New Motorcycles

New motorcycles offer the latest safety features and start with a clean maintenance record. They’re ideal for riders who want the most up-to-date technology and the reassurance of a manufacturer warranty.

Pros:

• Includes full warranty coverage
• Comes equipped with the latest safety and performance tech
• No prior usage or mechanical history to worry about

Cons:

• Higher purchase price
• Value depreciates quickly in the first few years
• You may feel more pressure to avoid dings and drops while learning

Budgeting for Your First Motorcycle

There’s more to motorcycle ownership than just buying the bike. Before you make your purchase, it’s a good idea to factor in all the other expenses that come with riding. A well-planned budget can help you stay on track and enjoy the road ahead with fewer surprises. Here are the main costs to consider:

• Purchase price: The upfront cost of the motorcycle itself, which varies based on make, model, and whether it’s new or used.
• Maintenance and repairs: Routine upkeep like oil changes, tire replacements, and brake checks keep your bike running smoothly.
• Safety gear: A quality helmet, jacket, gloves, boots, and other protective gear are essential and may be required by law.
• Licensing and registration: Expect fees for training courses, a motorcycle license, and vehicle registration.
• Motorcycle insurance: Your rate will depend on factors like bike type, driving history, and location, but coverage is a must for protecting yourself and your ride.

Why You Need Motorcycle Insurance as a Beginner

As a new rider, motorcycle insurance is a crucial part of protecting yourself, your bike, and your finances. In most states, some form of motorcycle insurance is legally required.

Even if it isn’t required where you live, having the right policy can make a big difference if something unexpected happens. From accidents and theft to storm damage and injuries, motorcycle insurance helps cover the costs so you’re not left paying out of pocket.

Motorcycle Insurance Coverages From GEICO

GEICO offers a range of motorcycle insurance coverages that go beyond the basics, helping you stay protected in all kinds of situations.

• Liability: Covers injuries and property damage you cause to others
• Collision: Pays for damage to your motorcycle after an accident
• Comprehensive: Protects against theft, vandalism, or weather-related damage
• Medical Payments: Helps cover medical bills for you or your passenger after a covered claim
• Uninsured/Underinsured Motorist: Steps in when the other driver doesn’t have enough (or any) insurance
• Custom Parts or Equipment: Helps cover the cost of non-factory upgrades like custom seats, saddlebags, and other add-ons. GEICO, offers custom parts and equipment coverage for qualifying vehicles starting at $2K provided that you carry comprehensive or collision coverage on your policy. Coverage vary by state.
• Safety Riding Apparel: Covers damage to your helmet, gloves, boots, and more. When you insure with GEICO you get Safety Riding apparel coverage starting at $1k for qualifying vehicles.
• Emergency Road Service with Trip Interruption: Covers towing, lodging, and meals if your trip is unexpectedly cut short
• Stored Gear: Covers motorcycle-related gear kept off the bike
• Transport Trailer Coverage: Protects trailers used to haul your motorcycle
• Total Loss Replacement: Replaces your motorcycle if it’s totaled and is available for vehicles that are two model years old or newer.

GEICO also offers motorcycle insurance discounts for completing safety courses, bundling policies, maintaining a clean driving record, and more, so you can get great coverage without breaking the bank.

Ready to explore your coverage options? Get a fast, free motorcycle insurance quote from GEICO today!

Tips for First-Time Motorcycle Buyers

Buying your first motorcycle is an exciting step, but doing a little homework beforehand can make the experience even better. Below are a few expert tips for buying your first motorcycle.

1. Take a Motorcycle Safety Foundation (MSF) course: It’s a great way to build riding skills and may even help lower your insurance rate.
2. Research models and reviews: Learn how different bikes handle, what features they offer, and what other riders have to say.
3. Sit on multiple bikes before buying: Make sure the seat height, weight, and riding position feel comfortable and manageable.
4. Start small and trade up later: A lighter, less powerful bike is easier to learn on and gives you room to grow.
5. Talk to experienced riders: Friends, local shop owners, or riding groups can offer valuable insights and real-world advice.

Always budget for safety gear and insurance: These are just as important as the bike itself when it comes to staying protected.

Get a Free Motorcycle Insurance Quote Today

Buying your first motorcycle is a big decision, but with the right research and preparation, it can also be one of the most rewarding. From choosing the right bike to making sure you’re properly insured, every step plays a role in helping you ride confidently and safely.

Ready to hit the road? Get a free motorcycle insurance quote from GEICO today or contact us to explore your options and see how easy it is to protect your new ride.