Maine Car Insurance

Auto Insurance In Maine

Did you know that Maine's coastline is 3,500 miles long? That's longer than a trip across the United States! Before you cruise along the coastline, sample Maine's renowned lobsters, catch a Black Bears game, visit your favorite bed & breakfast or check out the lighthouses in Cape Elizabeth, make sure you have the right car insurance. You can get a Maine auto insurance quote with GEICO anytime.

Do you know all there is to know about Maine car insurance laws? Take a look here to make sure you're properly covered.

In Maine, car insurance is required to drive legally.

Once you have coverage, carry proof in your vehicle at all times. If you're pulled over without it, you'll be subject to fines and suspensions.

Maine Car Insurance Requirements

When you buy car insurance in Maine be sure your policy includes the following minimum required coverages:

  • Bodily Injury Liability Coverage: $50,000 per person and $100,000 per accident
  • Property Damage Liability Coverage: $25,000 per accident
  • Uninsured Motorist Coverage: $50,000 per person and $100,000 per accident
  • Medical Payments Coverage: $2,000 per person

Maine Teen Driver Laws

In Maine, new drivers under the age of 18 must go through a Graduated Driver License System.

Teens in Maine may apply for a Learner's Permit at 15. Permit holders must be accompanied by a licensed driver who is at least 20 years old and has had a license for at least two straight years.

At 16, a driver may apply for an Provisional Intermediate License. The teen must have had a permit for at least six months and had 35 hours of supervised driving practice with five of those hours occurring at night. Provisional Intermediate License holders may not drive between the hours of midnight and 5:00 AM. Also, Maine Provisional Intermediate License holders may not drive with passengers except for immediate family members or a licensed driver who is at least 20 years old with a good driving record.

Teens may apply for an Unrestricted License after they've held their Provisional Intermediate License for 180 days. When the driver turns 16 years and nine months old, the passenger and nighttime driving restrictions are lifted.