From winding mountain roads to quiet downtown streets, driving in Vermont comes with its own unique set of challenges and experiences. GEICO makes it easy to get the car insurance coverage you need to stay protected on the road, with great rates, helpful tools, and a simple quoting process that puts you in the driver’s seat. Whether you're commuting through Burlington or heading out for a weekend in the Green Mountains, GEICO is here to help you drive with confidence. Check Vermont car insurance rates by getting a free quote with GEICO.
Here are the minimum requirements for car insurance in Vermont:
| Coverage Type | Coverage Limit for Vermont Car Insurance |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person / $50,000 per accident |
| Property Damage Liability Coverage | $10,000 |
| Uninsured/Underinsured Motorist Bodily Injury Coverage | $50,000 per person / $100,000 per accident |
| Uninsured Motorist Property Damage Coverage | $10,000 with a $150 deductible (deductible may not apply) |
GEICO offers a variety of optional car insurance coverages to help Vermont drivers stay fully protected on the road, such as:
Along with great car insurance rates, GEICO has a number of discounts that could save you money. Check out some of the discounts that may be available on your Vermont auto insurance policy.
Looking for more ways to save? View all GEICO car insurance discounts.
Car insurance rates in Vermont can be impacted by several factors, including:
Winters in Vermont bring a lot of snow. In fact, Mount Mansfield sees an average of over 20 feet of snow every year! Accidents are more prone to happen in ice and snow, make sure you're covered with Vermont auto insurance.
Even if you live in an area that has great snow removal, you need to take extra care and plan carefully before driving in these conditions. While it's important to practice safe driving and stock the proper supplies in your car in case you're ever stranded, your car may also need additional modifications for driving in heavy snow.
The Vermont State Police recommend having good snow tires on all four wheels, and if you need more traction, both tire chains and studded tires are allowed.