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To add a vehicle to your policy, you’ll need to specify what type it is.
Types of Vehicles
Most likely, you’re adding a “private passenger vehicle” (car, SUV, pickup truck, or minivan) for your own personal use (e.g., commuting to work or school, running errands, or leisure). When you add or remove a vehicle, the default selection for the Vehicle Type question will be "Private Passenger" because this is the most common scenario. If you are adding a different type of vehicle (such as a motorcycle, ATV, RV, trailer, mobile home, boat, personal watercraft, snowmobile, commercial auto, or antique/classic/collector car), select that vehicle type from the drop-down list. Some vehicle types will require assistance from an agent or a different type of insurance policy.
Vehicles for Business Use
In the case of a private passenger vehicle (car, SUV, pickup truck, or van) that will be used for business purposes (some examples below), you may need commercial auto insurance. Commercial auto insurance is often used by:
- Electricians, plumbers, and HVAC professionals
- Carpenters, painters, and other contractors
- Landscapers and plow services
- Caterers and food vendors
- Other business types, like real estate and sales
You can learn more about commercial auto insurance, get a quote, and start a policy here. If you have questions, chat with us.
Adding any type of vehicle that will be used for a ridesharing or delivery services like Uber, Lyft, Amazon Flex or Grubhub will require rideshare insurance. You can learn more about rideshare insurance by calling (800) 207-7847.
Check out other useful tips about adding vehicles here.
The above is meant as general information to help you understand the types of drivers you may need to add to your policy. This information does not refer to any specific contract of insurance and does not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.