GEICO Reviews and Ratings from Insurance Customers

Customer Reviews for GEICO Umbrella Insurance

Personal umbrella insurance provides coverage when your liability exceeds the limits of your homeowner's, auto, and boat insurance. The umbrella policy provides our customers with 1 to 10 million dollars additional coverage.

Average Customer Rating: 4.6 out of 5 stars
4.6 / 5 (300 Reviews)

96% of reviewers would recommend GEICO insurance to a friend.

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GEICO Reviews for Umbrella Insurance

3 out of 5 star rating
Umbrella Insurance

By diamondrunner on July 22, 2009 policyholder

I can't honestly say any good or bad comments as i have never had a claim. In theory, it's good for high income people or folks with valuable potential liabilities like property owners. The key question is always how fast and efficiently the insurance company pays out if a claim ever occurs. Also, the premiums seem to rise every year, so i don't know if they are competitive.

Saved $100 by Switching to GEICO

  • Gender: MAge: 45-54
  • Years insured with GEICO: 15 years or more
  • Pros: Good for additional insurance
  • Cons: Don't know
Claim ServiceRating: 60%
Value/FairnessRating: 60%
Customer ServiceRating: 80%

3 out of 5 star rating
Disappointed

By CharlieDav on July 21, 2009 policyholder claim

I moved from Virginia to Pennsylvania and had been carrying 2 million coverage. The cost was unreasonably high after my move so I had to cut down to 1 million. This was disappointing.
  • Gender: MAge: 55andOver
  • Years insured with GEICO: 15 years or more
  • Pros: Policy is good
  • Cons: Cost is to high
Claim ServiceRating: 100%
Value/FairnessRating: 60%
Customer ServiceRating: 100%

3 out of 5 star rating
Geico Review

By art123 on July 21, 2009

I actually never yet had to use this insurance, but would expect the usual great service I have been getting from GEICO for 25 years.
Claim ServiceRating: 60%
Value/FairnessRating: 60%
Customer ServiceRating: 100%

2 out of 5 star rating

By binyamin on July 22, 2009 policyholder

Coverage from auto insurance aready includes base of 300,000 dollars therefore the 1 million dollar coverage for the umbrella is really only 700,000 dollars.Also cost of umbrella is excessive.
  • Gender: MAge: 55andOver
Value/FairnessRating: 40%
Customer ServiceRating: 80%