Travel Insurance
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For flight insurance protection:
Manage Your Travel And Flight Insurance
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Why Travel Insurance Matters
Travel insurance covers against a wide range of travel-related risks. From covering non-refundable trip costs in case of cancellations to providing financial assistance for medical emergencies abroad, a comprehensive travel insurance plan ensures you are prepared for the unexpected.
ExactCare Travel Insurance
If you want to cover your flight and other nonrefundable trip deposits, ExactCare can help. An ExactCare travel insurance policy can help with the unexpected like:
- Trip Cancellations/Interruptions/Delays
- Lost/Stolen travel documents
- Unexpected medical expenses
ExactCare Extra Travel Insurance
If you want flight inconvenience benefits plus protection for your nonrefundable trip deposits, ExactCare Extra blends a traditional, full comprehensive travel insurance plan with popular flight inconvenience payments.
- Tarmac or flight departure delays/missed connections
- Trip cancellations/interruptions
- Emergency medical expenses
Travel Insurance Additional Coverage
Travel insurance additional coverages vary by plan and may be included when conditions are met. They are tailored to meet your specific needs and offer an extra layer of security for unforeseen circumstances. Some popular travel insurance coverage options from Berkshire Hathaway Travel Protection (BHTP) include:
Pre-existing Medical Condition Coverage: Some travel insurance policies offer coverage for pre-existing medical conditions, which may otherwise be excluded from standard policies. Purchase restrictions apply.
Adventure Sports Coverage: Available on AdrenalineCare from bhtp.com. This coverage provides travelers with protection against accidents or injuries related to adventurous, high-risk activities like skiing, scuba diving, or skydiving.
Travel Insurance Optional Coverage
Some popular optional travel insurance coverage from Berkshire Hathaway Travel Protection (BHTP) include:
Cancel for Any Reason (CFAR) Coverage: Available for purchase on LuxuryCare from bhtp.com. This type of coverage allows travelers to cancel their trip for any reason not covered by standard trip cancellation policies. It typically reimburses a percentage of the prepaid, non-refundable trip costs.
Rental Car Collision Coverage: This optional add-on coverage is available on most BHTP plans and provides protection against damage to rental vehicles due to collision, theft, or vandalism while traveling.
What Travel Insurance Does Not Cover
Your travel insurance is based on the plan you choose. However, travel insurance does not usually cover the following:
- Action and team sports, for example auto racing, pro sports travel, or other extreme sport activities, unless you purchase AdrenalineCare from Berkshire Hathaway Travel Protection
- Travel specifically for medical care
- Trip Cancellation because you changed your mind, unless you purchase Cancel for Any Reason coverage
For more information, please check your policy.
Is travel or trip insurance worth the cost?
Travel insurance can help protect your vacation or trips from unexpected things happening. You can travel without trip insurance but doing so brings greater risk if something goes wrong or you encounter unexpected delays. Trip insurance coverage can include things like flight cancellation, lost luggage, trip cancellation, emergency medical transportation, and more. Learn more about travel insurance and why you should get a travel insurance quote today!
How Much is Travel Insurance?
Travel insurance typically costs 5 to 10 percent of your total trip cost, though that can be influenced by several things.
- Your age
- The cost of the trip
- The length of your trip and destination
- The amount of coverage selected
- The number of travelers covered under the policy
Travel Insurance Worldwide Service and Claims Information.
It's easy to manage your travel insurance.
Berkshire Hathaway Travel Protection (BHTP) has made it easy to manage your travel insurance. You can:
Is travel insurance worth it?
Yes. Things happen that are out of your control. Whether it's your flight being cancelled or delayed to a family emergency. Life happens and that's how travel insurance can help. Plan for the unexpected with a travel insurance policy so you can rest easy knowing you're covered.
Travel Insurance FAQs
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What travel insurance plans are available?BHTP offers various comprehensive plans such as ExactCare Value, ExactCare, and ExactCare Extra.
ExactCare Value is insurance coverage for budget minded travelers. You can rest easy knowing you're covered for things like trip cancellation, trip interruption, and medical expenses. The main difference is the maximum amount that will be covered.
ExactCare offers similar coverage as ExactCare Value with higher limits of coverage plus family-friendly pricing.
ExactCare Extra covers the same things as ExactCare and adds the flight inconvenience benefits of AirCare - the ideal vacation travel insurance policy. -
Can I get trip insurance for an extended overseas stay?Yes. We can help you get insurance for trips overseas. Please visit our overseas insuranc page for information about all the options we have for you!
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How can I save money on my next trip?No one wants to overpay things. We're here to help. Check out our 5 ways to save your money on your next family vacation.
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What factors impact the cost of travel insurance?There are many factors that can affect the cost of travel insurance. Here's some examples:
- Your age
- Cost of your overall trip
- Coverage you pick
- Number of people covered under your policy
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How Can I Get Travel Insurance?To get travel insurance, visit the GEICO website and navigate to our travel insurance section. There, you can review the different plans available, which include coverage for trip cancellations, medical emergencies, lost luggage, and more. You can get a quote by entering your travel details and personal information. If you need assistance, you can also call GEICO directly to speak with an agent who can help tailor a policy to your needs.
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When Is It Too Late to Buy Travel Insurance?It's generally too late to buy travel insurance once your trip has started, or a loss has occurred. Most policies must be purchased at least 24 hours before departure, with some providers allowing purchases until the day before.
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How Much Travel Insurance Do I Need?The amount of travel insurance you need depends on your trip cost and personal risk factors, such as your age. In general, you should aim for coverage that includes medical expenses, trip cancellations, lost luggage, and emergency evacuation. You may want to consider higher limits for expensive or high-risk destinations.
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How Can I Add Travel Insurance After Booking a Flight?To add travel insurance through GEICO after booking a flight and before travel begins, visit the GEICO website, navigate to our travel insurance section, and apply for coverage. You can also call our dedicated customer service team for assistance.
The full coverage terms and details, including limitations and exclusions, are contained in the travel insurance policy. Plans vary per state. If you have questions about coverage available under our plans, please review the policy or contact us at (844) 411-2487 or bhtpsales@bhspecialty.com. Please visit www.bhtp.com/legal/disclaimer for additional legal and privacy information. Berkshire Hathaway Travel Protection (BHTP) is a registered trademark of Berkshire Hathaway Specialty Insurance Company (BHSIC). Travel Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company; NAIC #22276, and referred by GEICO Insurance Agency, LLC.