Get an ATV insurance quote and hit the trail to savings.

Are you looking to insure your ATV or UTV (side-by-side)? You know us for car insurance, but we like to hit the trail too, and we could also save you money on your four-wheeler insurance. Before you take a spin in your ATV or UTV, start a free quote and you could be on the path to savings.

What does ATV insurance cover?

ATV insurance from GEICO includes a wide range of coverages, such as:

  • Collision
  • Property damage
  • Bodily injury
  • Comprehensive
  • Medical payments
  • Uninsured motorist

See What Our Customers Say

"GEICO has a niche with ATV and motorcycle riders! I have been with GEICO ATV insurance for two years and love the online payment options, quality coverage, and peace of mind knowing my ATV is insured."

GEICO Customer in NV

How much is insurance for an ATV?

Tires. Helmets. Accessories. Getting the most out of your ATV or UTV can add up. That's why we offer a variety of ways in which you may be able to save on your premium.

Why choose GEICO for four-wheeler insurance?

Flexible Payment Plans

You have several options for paying your ATV insurance premium. You can pay all at once, monthly, or in 4, 6, or 9 installments—whatever works best for you.*

24/7 Customer Service

Utility model or something sporty, tearing up the trails or parked in your garage, we have you covered. Give us a call or log in anytime to update your policy. Our licensed agents are just as excited about getting on the trails as you are.

Online Claim Reporting

You can report a claim from the comfort of your couch on geico.com or on the GEICO Mobile App.

Is your ATV covered by your home insurance policy?

  • Typically, a home insurance policy will cover an ATV on your property only
  • On the trails, away from home, you'll need an ATV insurance policy to be covered

Safety Tips for Riding UTVs

  • Every rider should wear protective gear, especially a helmet
  • For new riders, seriously consider a safety course to learn trail-riding basics
  • Find out more ATV basics

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

This policy is underwritten by GEICO Indemnity Company.

*Installment plan fees may apply.