Overseas Insurance: Your Passport To Savings Abroad
New Language, New Food, New Insurance
You know that GEICO's the best when it comes to insurance here in the States, but did you know that we can also help keep you covered while you're abroad?
Most standard insurance policies written in the US will not cover your vehicles or belongings once you leave the country and unfortunately, "I couldn't understand the sign!" won't get you off the hook if you have an accident.
What is overseas insurance?
Overseas insurance is insurance for your car, motorcycle, and personal property that's available while you are living or traveling outside of the United States.
GEICO has provided overseas insurance through its affiliate, GEICO Financial Services, GmbH since 1960. GEICO Financial Services, GmbH acts as your agent and arranges coverage from high quality overseas insurers who are licensed by the country you'll be living in.
Coverage is available to members of the military, government employees, expatriates and third-country nationals. Eligibility restrictions may apply in some countries.
What does an overseas insurance policy cover?
Trying to figure out which coverages you want and need in a foreign language might seem about as straightforward as learning all of the dialects of Swahili. That's where we come in.
Policies vary from country to country but in most locations you can purchase coverage for liability, comprehensive, and collision, as well as optional coverage for rental cars in the event that yours is being repaired due to a claim. Coverage does not extend to other people's vehicles or any vehicles used for business.
What if my coverage needs to be changed?
Life's surprises follow you everywhere, no matter how many connections and layovers it takes. Should your coverage needs change while you're abroad, you can easily make changes to your existing policy, such as adding a car or new driver, or if you need a new kind of insurance, we'll be happy to help, just contact an office near you or give us a call at (800) 248-4998.
We can arrange insurance in more than 200 countries and have several offices overseas. You can stop in to pay a bill, make a policy change, or maybe even get a recommendation for someplace that serves your favorite local dish!
You can also get the same low rates and high-quality GEICO customer service overseas that you get in the U.S. The policy we'll help you set up will include:
- Worldwide claims service
- Most claims settled in U.S. dollars
- American style policies, written in English
- Premiums that do not increase during the policy period, even if the exchange rates change
- Convenient overseas offices
- Flexible payment plans
- Automatic renewal available in most countries
- Multiple options for getting a quote
Plus, once you return to the states, it's easy to set up a new state side policy, just call us at (800) 248-4998 and select option 3.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.