Arizona Car Insurance

Arizona Car Insurance Quotes

Arizona drivers have to be prepared for sudden dust storms that decrease visibility, flash floods that make roads dangerous during monsoon season, and everything else in between. Having the required car insurance in Arizona is very important, just like any other state.

Having the right car insurance coverage is crucial not only to comply with Arizona law but also to provide peace of mind. Adequate insurance coverage can help mitigate the financial burden associated with accidents, medical expenses, and vehicle repairs. Moreover, Arizona's diverse driving conditions, from bustling urban centers to remote desert highways, make it even more important to ensure you are adequately protected against potential risks on the road. By understanding and selecting the appropriate car insurance coverage, Arizona drivers can drive with confidence, knowing they are prepared for any situation.

Getting Auto Insurance in Arizona

If you are moving into Arizona, it is very important to register your car in Arizona and get car insurance as soon as possible. If you had a car insurance policy in your previous state, you still need to secure an Arizona policy as insurance requirements are determined on the state level. Whether moving to Phoenix or another part of the state, be sure to check GEICO as early as possible to get the right car insurance.

The Arizona Department of Insurance regulates the car insurance industry in Arizona. They monitor the financial condition of all car insurance entities conducting business in Arizona, licenses insurance agents, and provide consumer assistance with insurance complaints.

Arizona Car Insurance Requirements

Arizona requires drivers to have car insurance that meets or exceeds the following minimum car insurance coverage levels:

• Bodily injury liability coverage: Minimum $25,000 per person / $50,000 per accident
• Property damage liability coverage: Minimum $15,000
• Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
• Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note: Uninsured and underinsured coverages can be rejected by speaking to a licensed GEICO insurance counselor.

Depending on your needs, you may choose higher coverage limits to more fully protect yourself. Check our Coverage Calculator if you are unsure of what car insurance coverage is best for you.

No-Deductible Glass Coverage for Arizona Car Insurance

If you have an Arizona car insurance policy with a comprehensive deductible, you may be eligible for a benefit called the safety glass non-deductible option. By selecting this option, repairing or replacing safety glass on your covered vehicle does not require you to pay a deductible. This applies to the windshield, windows, and some other glass materials within the vehicle.

Learn More

• Arizona Defensive Driver Information
• Phoenix Auto Insurance