Arizona Car Insurance

Auto Insurance Coverage In Arizona

Drivers in Arizona know the characteristic perils of the road: sudden dust storms that decrease visibility and flash floods that make roads dangerous during monsoon season. But like any other state, having the proper car insurance coverage in Arizona is very important.

The state of Arizona requires auto insurance coverage on every motor vehicle driven within the state, and you will usually need to present proof of insurance if you are stopped by a police officer. If you don't have car insurance in Arizona, the state may suspend your driver's license or vehicle registration. You can get Arizona car insurance quotes online or by calling (800) 841-3000.

Moving to Arizona?

If you are moving into Arizona, it is very important to register your car in Arizona and get car insurance as soon as possible. If your car was insured in your previous state, the same levels of coverage may not be acceptable to the state of Arizona. Whether moving to Phoenix or another part of the state, be sure to call GEICO as early as possible to get the right auto insurance.

Required Car Insurance Coverage In Arizona

Arizona requires drivers to have car insurance that meets or exceeds the following minimum levels:

  • Bodily Injury Liability Coverage: Minimum $15,000 per person / $30,000 per accident
  • Property Damage Liability Coverage: Minimum $10,000
  • Uninsured Motorist Bodily Injury Coverage: Minimum $15,000 per person / $30,000 per accident
  • Underinsured Motorist Bodily Injury Coverage: Minimum $15,000 per person / $30,000 per accident

Note: Uninsured and Underinsured coverages can be rejected by speaking to a licensed GEICO insurance counselor.

Depending on your needs, you may choose higher coverage limits to more fully protect yourself. Speak to a GEICO representative if you are unsure of what car insurance coverage is best for you.

Safety Glass Non-Deductible Option

If you have an Arizona car insurance policy with a comprehensive deductible, you may be eligible for a benefit called the safety glass non-deductible option. With this option, repairing or replacing safety glass on your covered vehicle does not require you to pay a deductible. This applies to the windshield, windows, and some other glass materials within the vehicle.