New York City Car Insurance

Auto Insurance In NYC

The city that never sleeps has more than eight million people who are always on the move, whether by foot, public transportation, or by car. For those who travel the city by car, GEICO works hard to offer great car insurance rates in the greater New York City area. Get your free New York car insurance quote today.

Navigating Your Way Around New York City

Midtown Manhattan is laid out in a grid pattern, from north of 14th street to 155th street, which makes it easy to find your way around the city. Most of the city has numbered streets that run east to west, and numbered avenues running north and south.

Be aware that there are named streets between some of the avenues, including Lexington Avenue, Park Avenue, and Madison Avenue. For those areas of the city below 14th Street, such as Greenwich Village, SoHo, TriBeCa and lower Manhattan, it's best to have a map handy since many streets there are not perpendicular to each other.

When driving around New York, especially during rush hour, be aware of your surroundings when turning. Right turns on red, for example, are strictly prohibited, and some left turns are prohibited during certain times of day. Be sure to heed all road signs to keep you and your passengers safe.

Wherever you drive in NYC, keep an eye out for pedestrians. Also be prepared to pay handsomely for parking, whether on the street or in a garage. Be sure to read the garage signs carefully, and don't be afraid to ask the attendant if you have questions about the pricing.

Other Transportation Options For New York City

Perhaps the easiest and most efficient way to get around NYC is in one of the city's thousands of taxis. Fares start at just $2.50, and an available cab is always nearby. Be sure to ask the driver if you have questions about fares. If you're heading to another borough or over a bridge, some additional fees and tolls may apply.

The Metropolitan Transportation Authority (MTA) operates both the subway train and bus networks throughout the NYC area. The subway is an easy, inexpensive way to get around if you don't mind walking to and from stations. All fares are just $2.50 per trip, whether you're traveling only one stop or many miles.

Subway and bus routes can get confusing, so don't hesitate to ask an MTA employee for help. While the bus routes cover most of the city, travel times can vary greatly due to traffic and weather conditions.

Additionally, a number of ferry lines operate across the harbor on the southern end of the city. Some are free, and travel between lower Manhattan and suburbs on Long Island, Staten Island and New Jersey.

Important Places In New York City

New York is home to many famous landmarks, and no trip to NYC is complete without getting a glimpse of the Empire State building (350 Fifth Avenue, between 33rd and 34th Streets), Times Square on Broadway between 42nd and 47th Streets, or Central Park in Midtown.

As you travel around the city, don't forget such historic sites as Radio City Music Hall (1260 Avenue of the Americas) or the 100-year-old Grand Central Terminal (87 E. 42nd Street). You can get a ticket to see the Statue of Liberty off the south end of Manhattan, or head north for a baseball game on 161st Street in the Bronx.

NYC also features a number of world-class museums including the Metropolitan Museum of Art at 1000 5th Avenue or the famous Guggenheim up the street at 1071 5th Avenue. Across Central Park you'll find the American Museum of Natural History on 79th Street, and the Museum of Modern Art (known as MoMA) is located at 11 W. 53rd Street.

Read More About New York Car Insurance

Make sure your auto insurance is up-to-date before driving around New York City. Visit our New York car insurance page to better understand state required coverage limits and teen driving laws. A licensed GEICO representative will always be available to assist you by phone, day or night.