Tennessee Car Insurance

Learn more about auto insurance in Tennessee.

Whether you're moving to Tennessee and need auto insurance coverage, or you're just looking for cheap car insurance, that doesn't cut corners, you'll be glad you got a quote with GEICO.

We want to save you money. We offer a wide range of discounts to try to help you keep as much money as we can. Check out some discounts we offer to drivers in Tennessee.

We couldn't list all the discounts here, but rest assured we check for you when you get your quote. You can also visit our discounts page for more information.

Minimum Required Tennessee Car Insurance Coverage

Tennessee drivers must carry the following required minimum car insurance coverages and limits:

  • Bodily injury liability: $25,000 per person and $50,000 per accident
  • Property damage liability: $15,000 per accident
  • Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident*
  • Uninsured motorist property damage: $15,000 per accident*

While these are the minimum coverages Tennessee requires, everyone's insurance needs are unique. Visit our Coverage Calculator for a personalized recommendation.

Tennessee Graduated Licensing Program for Teen Drivers

Tennessee has a Graduated Licensing Program for young drivers. Drivers under the age of 18 go through three phases of licensing:

  1. Learner's permit
  2. Intermediate restricted license
  3. Intermediate unrestricted license

This is designed to help new drivers get supervised experience while preparing for full driving privileges.

*Uninsured Motorist coverages can be rejected in writing.

Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Homeowners, renters, and condo coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076, a Berkshire Hathaway Inc. subsidiary.