Car Insurance in Memphis, Tennessee

Get a Car Insurance Quote for Memphis, TN

Shopping for car insurance in Memphis, TN? You’ve come to the right place.

If you live in Memphis—whether you're headed toward Mississippi, Arkansas or Nashville—you have a choice to get great insurance rates, coverage and service with GEICO. Get your personalized car insurance quote online today and see how much you could save on Memphis, TN car insurance.

Auto Insurance Coverage for Memphis Drivers

With our many car insurance coverage options, you can be confident driving in the Home of the Blues. The Mid–South can be a busy region when it comes to traffic—Memphis, TN is on the top of the list of cities known for bottlenecking. You can feel at ease knowing GEICO has everything you are looking for in a car insurance company, and more.

Memphis drivers can consider adding Emergency Road Service to their auto insurance policy. Whether you run over a pothole or find yourself out of gas, we’re here to help.

For as little as $14 a year per car, our roadside assistance can help with:

  • Jumping a dead car battery
  • Replacing a flat tire with your spare
  • Delivering gas when your tank is empty
  • Sending a locksmith when you're locked out
  • Towing (unrelated to an accident)

Depending on the age and mileage of your new car, it could be eligible for Mechanical Breakdown Insurance (MBI). This engine, transmission, and electrical failure protection goes above and beyond the manufacturer’s warranty to keep your vehicle running and your pockets full.

MBI coverage:

  • Includes all parts and systems
  • Saves you money by charging only a small premium per each policy period
  • Allows you get your car repaired wherever you like

Tennessee Car Insurance Coverage Requirements

You may know that BBQ in Memphis is out-of-this-world, but make sure you're informed about what car insurance coverages you need. Tennessee drivers must carry the following required minimum car insurance coverages and limits:

  • Bodily Injury liability: $25,000 per person and $50,000 per accident
  • Property Damage liability: $15,000 per accident
  • Uninsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident*
  • Uninsured Motorist Property Damage: $15,000 per accident*

Get the full details on our Tennessee auto insurance page.

Meet Your Local GEICO Agents in Memphis

Did you know Memphis has local GEICO agents? Our licensed Tennessee agents love helping customers get the car insurance policies they need throughout the Tennessee, Mississippi and Arkansas Tri-State region. And don't forget: our local agents can help you with more than just car insurance. Give them a call or stop on by your local Memphis GEICO office.

With fast and fair claim handling, it makes sense why our customers love GEICO. Start your Memphis car insurance quote today.

*Uninsured Motorist coverages can be rejected in writing.

Please Note:

These are general policy descriptions to help you understand the different types of coverages. They are not intended to modify any provisions in any contract of insurance. Always read the insurance contract for specific explanations of coverages and exclusions. Services offered may vary by state.

MBI Exclusions

Exclusions to this policy include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Mechanical Breakdown Insurance coverage is in excess of coverage provided by your manufacturer's warranty. Read the policy amendment for the complete terms and conditions of this coverage.