Wyoming Motorcycle Insurance

From the scenic highways winding through Yellowstone to the long stretches of open road across the plains, riding in Wyoming is an experience unlike any other. GEICO makes it simple to protect your motorcycle with coverage designed for the way you ride. Whether you’re commuting in Cheyenne, cruising through Jackson, or touring the state’s national parks, you’ll find motorcycle insurance that delivers dependable protection and savings so that you can focus on the ride ahead.

Is Motorcycle Insurance Required in Wyoming?

Yes, motorcycle insurance is required in Wyoming. State law requires all motorcycle owners to carry liability insurance to legally operate on public roads. Proof of insurance is needed to register your motorcycle with the state. If you’re caught riding without insurance, you could face penalties including fines, suspension of your driver’s license, or registration revocation. In some cases, law enforcement may even impound your motorcycle.

Minimum Motorcycle Insurance Coverage Requirements in Wyoming

Like most states, Wyoming requires bikers to carry a minimum amount of liability coverage to protect themselves and others on the road.

Coverage Type What It Covers Wyoming Minimum Limits
Bodily Injury Liability Injuries to others in an accident $25,000 per person / $50,000 per accident
Property Damage Liability Property damage you cause $20,000 per accident

Wyoming also requires motorcyclists to have uninsured/underinsured motorist coverage. However, you can lower or waive this coverage with a signed form.

Optional Wyoming Motorcycle Insurance Coverages

State-mandated coverage is a great place to start, but it doesn’t address every situation you might face on or off the road. Many bikers choose to add coverages like the following to their Wyoming motorcycle insurance for additional protection:

  • Collision Coverage: Helps pay for repairs to your motorcycle if it’s damaged in an accident with another vehicle or object, regardless of fault.
  • Comprehensive Coverage: Protects against non-collision losses, such as theft, fire, vandalism, or storm damage.
  • Emergency Roadside Service: Provides help if you’re stranded due to a flat tire, dead battery, or breakdown.
  • Accessory Coverage (Custom Parts or Equipment): Protects custom upgrades and aftermarket equipment on your bike up to $2,000.

How Much Does Wyoming Motorcycle Insurance Cost?

The cost of motorcycle insurance in Wyoming varies based on factors like your riding history, the type of motorcycle you own, and how often and where you ride. Premiums are also influenced by the coverage limits and optional protections you choose. Location can play a role as well, because risks differ between busy city streets and rural highways. GEICO offers affordable motorcycle insurance and motorcycle insurance payment plans to help Wyoming bikers get the coverage they need without breaking the bank.

Discounts on Motorcycle Insurance in Wyoming

Looking for ways to save on coverage? Wyoming riders can access many motorcycle insurance discounts and savings opportunities through GEICO, including:

  • Motorcycle policy transfer: Earn a discount when you transfer your motorcycle insurance to GEICO.
  • Multiple motorcycles: Lower your premium by insuring multiple motorcycles with GEICO.
  • Experienced rider discount: Get rewarded for years of experience driving a motorcycle.
  • Insurance renewal: You may be eligible for a discount when you renew your motorcycle insurance with GEICO.
  • Safety course: Pick up safe driving tips and reduced rates for completing a Motorcycle Safety Foundation Course.
  • Instructors: Current Motorcycle Safety Foundation instructors may qualify for a discount on coverage.

Why Choose GEICO for Wyoming Motorcycle Insurance?

GEICO is trusted by riders across the country for dependable coverage, competitive rates, and service that keeps you focused on the ride ahead. We offer a fast claims process and flexible protection for a wide range of motorcycles, from cruisers and touring bikes to sport models and more. The GEICO Mobile app makes managing your policy simple. You can access ID cards, file claims, and handle payments from your phone.

Get a Free Wyoming Motorcycle Insurance Quote

Ready to protect your ride in The Equality State? Get a free Wyoming motorcycle insurance quote online, or contact us for personalized guidance you can count on. Have more questions? Visit our Motorcycle Insurance FAQs page!

Wyoming Motorcycle Insurance FAQs

  • Can I bundle motorcycle and auto insurance in Wyoming?

    Yes, you can bundle your GEICO motorcycle and auto insurance in Wyoming. Doing so simplifies policy management and may qualify you for a discount.

  • Does Wyoming have a helmet law for motorcycle riders?

    Yes, all motorcycle operators and passengers under the age of 18 are required to wear a helmet in Wyoming. While adults 18 and older are not legally required to do so, GEICO strongly encourages every rider to wear a helmet for safety. Every GEICO motorcycle policy automatically includes $1,000 in helmet replacement coverage.

  • Do I need a motorcycle license or endorsement in Wyoming?

    Yes, you must have a valid motorcycle license or a motorcycle endorsement on your existing driver’s license to legally operate a motorcycle in Wyoming. Earning an endorsement usually involves passing a written knowledge test and a riding skills exam, but completing an approved motorcycle safety course may allow you to waive the road test.

  • Does taking a motorcycle safety course lower my insurance in Wyoming?

    Yes, taking a motorcycle safety course can lower your insurance premium in Wyoming. It also helps you prepare for anything you may face on the road.