Car Insurance in Mesa, Arizona

Driving through the Sonoran Desert or commuting along the US-60 in Mesa means having auto insurance that keeps up with your lifestyle. GEICO offers affordable and reliable car insurance built for Arizona drivers, with coverage that fits your needs and support that’s always within reach.

Managing your policy is straightforward, and you’ll also have access to helpful specialists, nationwide coverage, and bundling options that can make protecting what matters even more affordable.

Get a Car Insurance Quote in Mesa, AZ

Shopping for car insurance in Mesa is easier than ever. With GEICO’s free online quote tool, you can compare policy options in minutes and tailor your coverage based on your driving habits, vehicle, and budget.

You can review coverage limits, explore add-ons, and uncover discounts with the help of GEICO to build a policy that fits your routine.

Minimum Car Insurance Requirements in Mesa, AZ

All Arizona drivers, including those in Mesa, must meet the state’s minimum liability coverage requirements to legally operate a vehicle. This coverage helps protect you financially if you’re at fault in an accident.

Coverage Type Arizona Minimum Limit
Bodily Injury Liability $25,000 per person/$50,000 per accident
Property Damage Liability $15,000 per accident

While these are the state-mandated minimum requirements, many Mesa drivers choose to increase their limits or add coverage to better protect themselves and their vehicles. GEICO makes it simple to adjust your policy for the protection that fits your needs.

Auto Insurance Coverages in Mesa, AZ

GEICO gives you more than the basics. With a variety of coverage options available, Mesa drivers can build a policy that goes beyond liability to better safeguard against unexpected costs.

Liability Coverage

Liability insurance helps cover injuries and property damage you cause in an accident. Required by Arizona law, it forms the foundation of any auto insurance policy and can be tailored to match your financial comfort level.

Collision & Comprehensive

Collision coverage helps pay for repairs if your vehicle is damaged in an accident, regardless of who is at fault. Comprehensive coverage steps in when damage is caused by theft, fire, falling objects, or weather events. These two coverages work together to keep your car protected from everyday risks.

Medical Payments

Medical payments coverage is available. This can help cover accident-related medical bills for you and your passengers, regardless of who is at fault. It’s an added layer of financial support during stressful moments.

Uninsured/Underinsured Motorist Coverage

Uninsured or Underinsured coverage offers protection when you’re hit by someone without insurance or with too little coverage to fully pay for damages. It helps with medical bills or car repairs, so you’re not left covering the cost.

With GEICO, it’s easy to personalize your coverage to match how and where you drive in Mesa.

Mesa, AZ Car Insurance Discounts

GEICO helps drivers in Mesa save money without compromising coverage. These discounts are easy to apply and could help lower your premium:

  • Multi-policy: Bundle your car insurance with other policies like renters, homeowners, or motorcycle coverage for added savings.
  • Good Driver: Drivers who maintain a clean driving record may qualify for lower premiums.
  • Good Student: Full-time students who maintain strong academic performance may be eligible for a discount.
  • DriveEasy*: GEICO’s optional usage-based program rewards safe driving habits with potential premium reductions.

It’s important to keep in mind that discounts can vary by state and policy details. You can explore all available discounts on GEICO’s car insurance discounts page.

How Much Does Car Insurance Cost in Arizona?

A minimum liability policy in Arizona tends to cost slightly less than the national average, but your actual premium will depend on several factors. These include your location in Mesa, vehicle type, driving history, and the coverage options you select.

To get a better sense of what your personalized coverage options could look like, use GEICO’s coverage calculator and compare your options in minutes.

Optional Car Insurance Coverages and Add-Ons

GEICO offers several optional coverages that can add valuable protection for Mesa drivers. Whether you’re commuting daily or planning weekend road trips, these add-ons provide convenience and peace of mind:

Adding one or more of these coverages can round out your policy and provide extra support when you need it most.

Get a Free Mesa Car Insurance Quote Today!

It only takes a few minutes to start your quote online with GEICO. You’ll receive a personalized rate based on your vehicle, driving history, and coverage needs, all with the flexibility to adjust options as you go.

Prefer to connect with someone? GEICO insurance specialists are available in the mobile app or by phone. Discover how much you could save with a policy built for Mesa drivers.

Please note:

*DriveEasy is an optional program that is not available in all states and situations. Premium rates generally will vary based on participation in the program and the driving habits logged by the app. All enrolled drivers on a policy need to participate. Driver enrollment requirements differ by state and program details and are presented during your quote.

For more information, see our GEICO Mobile User Agreement, our Text Messaging Terms and Conditions, and GEICO's Privacy Policy.