Honda Accord Car Insurance: Coverage & Rates

Looking to insure your Honda Accord? GEICO can answer your insurance questions and provide you with affordable auto insurance, all with great customer service.

How much does Honda Accord car insurance cost?

The cost of your Honda Accord insurance will be determined by information we gather during the quote process. This will include:

  • Specific information about your vehicle
  • Your vehicle's location
  • Driving history for you and any other drivers

Find out how much you can save on car insurance rates! Let's get started on your personalized auto insurance quote for your Honda Accord.

What You Need for a Honda Accord Auto Insurance Quote.

Getting car insurance for a Honda Accord with GEICO has never been easier. In fact, you can get a free, personalized car insurance quote right from this page. To complete your Honda Accord car insurance quote, you will need:

  • A valid driver's license
  • Your vehicle identification number (VIN)
  • The physical address where your vehicle is stored

During the quote:

You'll learn about coverage options available to you, including state minimums, so you can choose the best car insurance for you and your family. Depending on your driving habits, vehicle features, and more, you may be able to get some exciting discounts.

Finally, you'll receive your personalized car insurance rate. The best part? Once you have your quote, you'll immediately be able to purchase your Honda Accord car insurance policy online.

How to Save on Honda Accord Insurance.

GEICO offers many car insurance discounts to help you protect your Honda Accord at a price you can afford, including:

  • Multi-policy Discount: Bundle your auto insurance with another Geico policy, like homeowners or renters insurance, and save.
  • DriveEasy Savings: Enroll in GEICO’s DriveEasy program to get potential savings based on your safe driving habits. 
  • Vehicle Safety Features Discount: If your Honda Accord has anti-theft devices, airbags, or advanced safety technology, you may qualify for additional discounts. 
  • Safe Driver Discount: Maintains a clean driving record for at least five consecutive years to qualify for lower rates.
  • Good Student Discount: Full-time students who maintain a B average or better may be eligible for lower car insurance premiums. 

Get a free online car insurance quote today or contact a local GEICO agent near you to see what additional car insurance discounts you may qualify for.

Honda Accord Insurance Coverage Options

GEICO has a range of Honda Accord insurance options to help protect you, your car, and your finances in the event of an accident or other unexpected incidents, including: 

  • Liability Coverage (mandatory in most states): Covers bodily injury and property damage to others if you’re at fault in an accident.
  • Personal Injury Protection (PIP) (required in some states): Helps cover medical expenses and lost wages for you and your passengers, regardless of fault.
  • Uninsured and Underinsured Motorist Coverage (required in some states): Protects you if your're in an accident caused by a driver  with little or no insurance.
  • Collision Coverage: Helps pay for repairs to your Honda Accord after a collision, regardless of fault. 
  • Comprehensive Coverage: Covers damage from non-collision events like theft, vandalism, fire, or weather-related incidents.
  • Medical Payments (MedPay): Helps cover medical expenses for you and your passengers after an accident, regardless of fault.
  • Rental Reimbursement: Helps cover the cost of a rental car or other alternative trasportation while your honda accord is being repaired after a covered loss.

Check Out Safety Ratings on Your Honda Accord

Get to know your Honda Accord's safety ratings, as well as any known safety issues or recalls. Check out the following free resources:

  • The Insurance Institute for Highway Safety conducts vehicle crash tests and assesses the safety features of vehicles. This review is completed by an independent, nonprofit organization.
  • The National Highway Traffic Safety Administration maintains a database of vehicle safety issues and recalls. If you enter the vehicle identification number (VIN) or its year, make, and model, you can learn about any related safety issues and recalls.

Looking for insurance on a different make/model?

Check our Honda Auto Insurance or Insurance by Vehicle Make & Model.

Honda Accord Car Insurance FAQs

  • Is insurance on a Honda Accord expensive?
    Insurance for a Honda Accord is generally moderate compared to other vehicles due to the Accord's strong safety features and affordability. However, premiums can vary based on factors like your driving history, location, and chosen coverage levels.
  • What factors affect my Honda Accord insurance rates?
    Your Honda Accord insurance rates depend on several factors, including your driving record, age, location, and the model year of your vehicle. Insurers may also consider your credit history and annual mileage when determining your premium. The coverage options you choose also impact your overall rates.
  • How can I get the best possible Honda Accord insurance rates?
    To get the best Honda Accord insurance rates, maintain a clean driving record, bundle policies, and look for available discounts. You can also adjust your coverage level but be sure you can afford any out-of-pocket costs that lower coverage or higher deductibles may bring.

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Claims Center

Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies. Coverage is subject to the terms, limits and conditions of your policy contract.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.