Choosing the right car insurance coverage for Atlanta may be challenging, but GEICO is here to make it easier! Atlanta is not only the state capital of Georgia, but it is also the 9th largest metropolitan area in the U.S.
With nearly 5.5 million residents, there's a lot of congestion around the metro area that drivers often encounter. It is important to not drive too fast or tailgate on Atlanta's many highways and city streets, as backups are frequent, especially when it rains.
Even if you regularly maintain a safe distance and speed, it is important to have adequate auto insurance in Atlanta to protect you and your vehicle. Make sure you are covered by getting a car insurance quote today!
Georgia law requires that all Atlanta drivers must have at least the following minimum auto insurance coverages for their vehicle:
Not required but recommended:
Note that uninsured motorist coverage is not mandatory in Georgia. However, Georgia insurance companies are required to offer uninsured motorist coverage to all policyholders. However, you can reject this coverage, but you must do so in writing. If you do not reject the coverage, it will automatically be added to your policy.
Due to the rising costs of healthcare and auto repair, your Atlanta GEICO insurance agent may recommend higher liability limits to better protect your financial stability. If you're unsure of the best coverage levels for you, be sure to discuss all your options with a licensed agent.
GEICO offers a variety of auto insurance discounts to drivers in Atlanta, Georgia, including:
Vehicle Equipment Discount:
Multi-policy Discount
Learn how to save more with car insurance discounts that are available to eligible GEICO policyholders in Atlanta, Georgia!
Atlanta's rolling hills, the Chattahoochee River Valley, and the many railroad tracks around the city all contribute to a limited number of major thoroughfares in the metro area. As a result, everyone needs to take the same roads to get where they are going, and these heavily travelled routes can get jammed with traffic during rush hour. One example is the Downtown Connector, where I-75 and I-85 combine in downtown Atlanta. This congested section of inner-city highway has been named one of the worst traffic bottlenecks in the U.S.
The Metropolitan Atlanta Rapid Transit Authority (MARTA) includes 38 rail stations and more than 90 bus routes. Most commuters still travel by car, however, knowing your way around the interstates and major thoroughfares is important.
I-20 moves in an east-west direction through downtown Atlanta and the surrounding Douglas, Cobb, and DeKalb counties. I-75 crosses Atlanta in a northwest-southeast direction, and I-85 traverses the city in a northeast-southwest direction, forming a loosely X-shaped network of highways. Atlanta is surrounded by a beltway, I-285, also known as The Perimeter. Atlanta and its suburbs can be identified as either ITP (Inside the Perimeter) or OTP (Outside the Perimeter). The interstate tangle northeast of downtown, where the Perimeter meets back up with I-85, is officially the Tom Moreland Interchange, but locals know it as Spaghetti Junction.
Given the high traffic volume and potential risks that come with it, it is important to make sure you have adequate insurance coverage. If you are new to the Atlanta area, make sure you understand all the laws and requirements relating to car insurance in the state of Georgia. Visit our Georgia auto insurance page for more information on coverage requirements and teen driving laws in Georgia to make an informed decision about your auto insurance policy.