Indiana Car Insurance

Car insurance is crucial for protecting Indiana drivers from financial liabilities in the event of accidents or other unforeseen circumstances. At GEICO, we offer a range of auto insurance services tailored to meet your needs. From liability coverage to comprehensive and collision car insurance, we're committed to providing reliable coverage and peace of mind to drivers on Indiana roads. Start your auto insurance quote online today.

Indiana Car Insurance Requirements

It is illegal to drive without insurance in the state of Indiana. Ensure your Indiana auto insurance policy meets these minimum requirements:

Bodily injury liability: Minimum of $25,000 per person and $50,000 per accident
Property damage liability: Minimum of $25,000 per accident
Uninsured motorist bodily Injury: Minimum of $25,000 per person and $50,000 per accident
Uninsured motorist property damage: Minimum of $25,000 per accident*
Underinsured motorist bodily injury: Minimum of $50,000 per person and $50,000 per accident*

*Uninsured and Underinsured Motorist coverages can be rejected in writing.

Optional Indiana Auto Insurance

In addition to Indiana's mandatory minimum insurance requirements, drivers can opt for additional coverage to ensure they're protected, such as:

Collision Coverage: This coverage helps pay for the cost of repairing or replacing your car if it's damaged in a collision with an object or another vehicle, regardless of fault.

Comprehensive Coverage: This coverage helps cover the cost of damage to your vehicle that occurs from incidents other than collisions. This can include theft, vandalism, natural disasters like floods or earthquakes, fire, falling objects, or animal collisions.

Medical Payments Coverage: This coverage helps pay medical expenses for you and your passengers if you're injured in a car accident, regardless of who is at fault. This coverage typically helps pay for medical bills, hospital stays, surgery, and funeral expenses resulting from the accident.

Rental Reimbursement: This coverage can help cover the cost of a rental vehicle, subject to your coverage limit, while your vehicle is being repaired due to a covered loss.

Learn more about car insurance coverages to determine the best car insurance coverage for your needs.

Discounts on Car Insurance in Indiana

Save big on Indiana auto insurance with GEICO's car insurance discounts! Some available discounts include:

Five-Year Accident-Free Good Driver Discount: Drivers who have been accident-free for at least 5 consecutive years may qualify for lower rates.

Multi-Policy Discount: Bundle your insurance policies with GEICO to save on car insurance.

Good Student Discount: Full-time students who maintain a minimum of a B+ average may be eligible for lower car insurance premiums.

Defensive Driving Course Discount: Drivers who complete an approved defensive driving or driver's education course may qualify for a discount.

Vehicle Safety Features Discount: Cars equipped with safety features like anti-lock brakes, airbags, and anti-theft devices may be eligible for lower car insurance premiums.

DriveEasy Discount: Download GEICO's DriveEasy app to showcase your safe driving habits and save money on car insurance.