Mobile Home Insurance
Need a mobile home insurance quote?
Get peace of mind with mobile or manufactured home insurance.
Mobile home insurance, like traditional homeowners' insurance, is designed to cover the physical structure of your home and your personal belongings. Whether you live there full–time or only seasonally, GEICO is here to make insuring your manufactured home easy.
Get a free online quote for mobile home insurance within minutes today. Customize your coverages with a payment plan that fits your budget. Start a quote today.
It's easy to get affordable mobile or manufactured home insurance coverage with the GEICO Insurance Agency. With an online quote, you can quickly customize coverages and a payment plan that fits your budget. Start your mobile or manufactured home insurance quote today!
What is mobile or manufactured home insurance?
A mobile or manufactured home policy provides coverage for your personal property and the physical structure of your home against incidents like:
- Water damage (excluding flood)
- Visitor injuries
See our breakdown of homeowners insurance for manufactured homes below.
Why do I need mobile or manufactured home insurance?
While manufactured home insurance often isn't a legal requirement, most mortgage lenders require it. Additionally, mobile home insurance guarantees security for your most important investments. Safeguard your home and your belongings by getting a customized mobile home insurance quote today.
What does mobile or manufactured insurance cover?
Discounts Available for Eligible Customers
Age of Home Discount — Depending on the age of your home, you may qualify for this discount.
Loss Free Discount — If you have not had any recent claims, you may qualify for this discount.
New Purchase Discount — If you are a new homeowner, congratulations! You may qualify for this discount where available.
Tie Down and Fully Skirted Discount — If your manufactured home is tied down, fully skirted, and meets certain other criteria, you may qualify for this discount. This discount will be determined by a number of specific characteristics obtained during the quoting process.
Manage your mobile or manufactured home insurance policy easily.
Mobile or Manufactured Home Insurance Agent Contact Times
If you need to speak with an insurance agent about mobile or manufactured home insurance in Florida, please call (866) 324-6517.
Mon — Fri8:00 AM — 10:00 PM (ET)
For all other States, please call (866) 324-6517.
All Other States
Mon — Fri8:00 AM — 10:00 PM (ET)
Sat10:00 AM — 5:00 PM (ET)
Mobile or Manufactured Home Insurance: Get the answers you're looking for.
What's the difference between mobile and manufactured homes?The difference between mobile and manufactured homes depends on the factory-built date. Mobile homes and manufactured homes are regulated by U.S. Department of Housing and Urban Development (HUD). According to HUD, a mobile home is a factory-built home before June 15, 1976. A manufactured home is a factory-built home after June 15, 1976.
Should I get flood insurance if I have a mobile or manufactured home insurance policy?Do you think your home is safe from flooding because you don't live near the coast? Floods can occur anywhere and outside of high-risk flood zones. Most mobile home insurance policies don't cover flood damage. You may want to consider flood insurance.
How much does mobile home insurance cost?Many factors impact the cost of your mobile home insurance rate such as the age, condition and location of your home. Your coverage limits and claims history will matter too. According to an Insurance.com average rate study, the average mobile home insurance cost is between $300 and $1000 annually. In some situations, mobile home insurance can cost more.
Is mobile or manufactured home insurance required?Mobile home insurance (also known as manufactured home insurance) is similar to a standard homeowners insurance policy. If your home is damaged, you have some financial protection. Mobile or manufactured home insurance is not required by law, but a mortgage company and/or mobile home community may require homeowners to purchase coverage.
How much coverage do I need for mobile or manufactured home insurance?
Is there a GEICO Local Agent near me?You can find your closest agent(s) here!
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.