Mobile Home Insurance

Mobile and manufactured home insurance - get peace of mind.

Insuring a manufactured or mobile home doesn't have to be complicated, whether you live there year-round or seasonally. In fact, there's not much difference between insuring site-constructed single family homes versus factory-built ones.

Affordable mobile or manufactured home insurance coverage is simple when you choose the GEICO Insurance Agency. With an online quote, you can quickly customize coverages and pick a payment plan that fits your budget. Start your mobile or manufactured home insurance quote today!

What is mobile or manufactured home insurance?

A mobile or manufactured home policy provides coverage for your home, your personal belongings, and structures on the land you own for things like:

  • Fire
  • Wind
  • Hail
  • Water damage (excluding flood)
  • Theft
  • Hurricanes
  • Visitor injuries

Why do I need mobile or manufactured home insurance?

  • Protects one of your most important investments
  • Most mortgage lenders require mobile or manufactured home insurance

What does mobile or manufactured insurance cover?

Standard Coverage

These items are typically covered under a manufactured or mobile home insurance policy:

  • Electronics and appliances
  • Furniture and clothing
  • Shed or other unattached structures
  • Medical expenses and/or legal fees if someone is injured on your property

Optional Coverage

You can add extra protection on top of your standard mobile home or manufactured home insurance policy with these optional coverages:

  • Sports equipment - protects your athletic gear, including ski equipment, golf clubs, and more
  • Musical instruments - insures various instruments and accessories from loss or damage

Additional Policies

There are other policies you may want to consider for additional risks:

  • Identity theft protection - Safeguards your identity from security breaches
  • Jewelry - Covers your precious valuables, like watches and rings
  • Flood - Protects your home and property from severe water damage

We make managing your mobile or manufactured home insurance policy easy.

GEICO Agents

Meet with a local agent to learn more about mobile or manufactured home insurance and customizing your policy.

Policy Service and Claims

Contact the GEICO Insurance Agency partner for help with:

  • Paying your bill
  • Reporting a claim
  • Making changes to your policy
  • Getting additional info about your policy

Multi-Policy Discount

When you insure your car with us and have a mobile or manufactured home insurance policy through the GEICO Insurance Agency LLC, you may be eligible for a discount on your car insurance.

Need to speak with a sales agent about mobile or manufactured home insurance?

You can reach a mobile or manufactured home insurance sales agent at (800) 841-2964.

  • Florida
  • Mon — Fri
    8:00 AM — 10:00 PM (ET)
  • All Other States
  • Mon — Fri
    8:00 AM — 10:00 PM (ET)
  • Sat
    10:00 AM — 5:00 PM (ET)
  • Sun

Mobile or Manufactured Home Insurance: Get the answers you're looking for.

  • What's the difference between mobile and manufactured homes?

    The difference between mobile and manufactured homes is all in the date. Manufactured homes and mobile homes are both regulated by HUD, the Housing and Urban Development division of the federal government. According to HUD, a factory-built home prior to June 15, 1976 is a mobile home and one built after June 15, 1976 is a manufactured home.
  • Should I get flood insurance if I have a mobile or manufactured home insurance policy?

    Think because you don't live near the coast that your home is safe from flooding? The truth is, floods can occur anywhere. Floods can occur outside of high-risk flood zones. Something else to consider, most homeowners insurance policies don't cover flood damage. You may want to consider flood insurance.
  • How much does mobile home insurance cost?

    Many factors impact the cost of your mobile home insurance rate, ranging from age, condition and location of your home to your coverage limits and claims history. According to an average study, the average mobile home insurance cost is between $300 and $1000 annually. However, it can cost considerably more than this in some situations.
  • Is mobile or manufactured home insurance required?

    Mobile home insurance, also known as manufactured home insurance, is much like a standard homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged. While it's not required by law, mortgage companies and mobile home communities may require that homeowners purchase coverage.
  • Is there a GEICO Local Agent near me?

    You can find your closest agent(s) here!

When you click on the "Start Quote" button or "mobile home insurance quote" link you will be taken to a site owned by Assurant, not GEICO. GEICO has no control over the privacy practices of the company mentioned above and assumes no responsibilities in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Mobile home and manufactured home coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC. We can help you secure mobile home insurance in all states except Hawaii and Washington, DC.

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