Motorcycle Insurance in Nevada

From scenic Red Rock Canyon rides to navigating Las Vegas streets, motorcycling in Nevada offers wide-open possibilities and plenty of responsibility. Having reliable motorcycle insurance is essential for protecting yourself, your bike, and others on the road. Through GEICO, Nevada riders can access affordable coverage options, digital tools, and support designed to keep you safe and compliant wherever the ride takes you.

Is Motorcycle Insurance Required in Nevada?

Yes, motorcycle insurance is mandatory in Nevada. Riders must carry proof of insurance to register and legally operate a motorcycle on public roads. If you’re caught riding without insurance, you could face fines, license suspension, and even impoundment of your bike.

Keeping valid coverage ensures you're not only following state laws but also financially protected in the event of an accident.

Minimum Motorcycle Insurance Coverage Requirements in Nevada

Coverage Type What It Covers Nevada Minimum Limits
Bodily Injury Liability Injuries to others in an accident $25,00 per person / $50,000 per accident
Property Damage Liability Property damage you cause $20,000 per accident

These limits meet legal requirements, but many Nevada riders choose higher coverage levels to better protect their finances after a major accident.

Optional Motorcycle Insurance Coverages in Nevada

GEICO offers a variety of optional coverage so you can build a policy that fits your lifestyle:

  • Collision Coverage: Helps cover repair or replacement costs if your bike is damaged in an accident.
  • Comprehensive Coverage: Protects against non-collision events like fire, theft, vandalism, or hail.
  • Roadside Assistance: A great choice for Nevada riders heading out into the desert or rural areas where breakdowns can be tricky.
  • Accessory Coverage: Covers custom paint, chrome kits, and other personalized upgrades.

How Much Does Motorcycle Insurance Cost in Nevada?

Motorcycle insurance premiums in Nevada vary based on several factors, such as:

  • Where you live, like urban areas like Las Vegas, may have higher premiums due to traffic or theft risk
  • Your age and driving record
  • Type, make, and engine size of your motorcycle
  • How often and how far you ride

Looking for affordable motorcycle insurance? GEICO offers flexible motorcycle insurance payment plans to make coverage more accessible, plus discounts that reward safe and experienced riders.

Discounts on Motorcycle Insurance in Nevada

GEICO helps Nevada riders save with several discount opportunities:

  • Motorcycle policy transfer: Up to 10% off when you switch your motorcycle insurance to GEICO.
  • Multiple motorcycles: Insure more than one motorcycle and save up to 10%.
  • Mature riders: Riders with years of experience may qualify for up to 10% off.
  • Insurance renewal: Save up to 10% just by renewing your GEICO motorcycle policy.
  • Safety course: Up to 10% discount for completing a Motorcycle Safety Foundation or Military Safety Course.
  • Instructors: Up to 20% discount if you are a current Motorcycle Safety Foundation instructor.

Why Choose GEICO for Motorcycle Insurance in Nevada?

GEICO is trusted by thousands of motorcyclists across the U.S. for a reason. In Nevada, where riding can mean long desert roads or congested city traffic, GEICO’s competitive rates and specialist support help you stay protected and confident.

With flexible coverage for a wide range of motorcycles, GEICO makes it easy to stay connected and covered. Riders can also rely on GEICO’s strong financial backing and dependable claims handling for peace of mind on every trip.

Why choose GEICO? It’s about more than savings. It’s about confidence every time you ride.

Get a Free Motorcycle Insurance Quote in Nevada

Whether you ride every day or only on weekends, the right insurance can make all the difference. GEICO makes it easy to compare your options and find the right protection at the right price. Get a free quote for motorcycle insurance in Nevada today.