Boat Insurance Requirements by State

Middle aged couples relaxing on a boat, representing recreational boating, highlighting the importance of understanding boat insurance requirement by state.

Boat insurance requirements may vary depending on where you live. Understanding your state boat insurance requirements can help you stay compliant and protected on the water. Learn about the coverage options and regulations for each state to ensure you're fully informed and prepared before heading out on the water.

Find Boat Insurance Coverage Requirements for Your State

Alabama Alaska Arizona
Arkansas California Colorado
Connecticut Delaware Florida
Georgia Hawaii Idaho
Illinois Indiana Iowa
Kansas Louisiana Maryland
Massachusetts Michigan Minnesota
Mississippi Missouri Montana
Nebraska Nevada New Hampshire
New Jersey New Mexico New York
North Carolina North Dakota Ohio
Oklahoma Oregon Pennsylvania
Rhode Island South Carolina South Dakota
Tennessee Texas Utah
Vermont Virginia Washington
West Virginia Wisconsin Wyoming