Boat Insurance Requirements by State

Middle aged couples relaxing on a boat, representing recreational boating, highlighting the importance of understanding boat insurance requirement by state.

Boat insurance requirements may vary depending on where you live. Understanding your state boat insurance requirements can help you stay compliant and protected on the water. Learn about the coverage options and regulations for each state to ensure you're fully informed and prepared before heading out on the water.

Find Boat Insurance Coverage Requirements for Your State

Alaska Arizona Arkansas
California Colorado Connecticut
Delaware Florida Georgia
Idaho Illinois Indiana
Kansas Massachusetts Michigan
Mississippi Missouri Montana
Nebraska Nevada New Hampshire
New Jersey New Mexico New York
North Carolina Ohio Oklahoma
Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee
Texas Utah Vermont
Virginia Washington West Virginia
Wisconsin Wyoming