Condo Insurance

Condo/Co-op Insurance

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If you have a GEICO login for your Auto or Motorcycle policy, you can also access your condo policy.



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With just a few clicks you can look up the GEICO Insurance Agency partner your condo insurance policy is with to find policy service options and contact information.

Need a condo insurance quote?

Existing policyholder?

Coverage beyond the condo/co-op association's policy.

Ah, the sweet condo life. No need to spend your weekends mowing the yard or cleaning gutters–you've got better things to do with your time. While your condo/co-op association's master policy covers the exterior structure, the master policy doesn't cover what's inside your condo unit. That's where GEICO comes in: after all, it's what's inside that counts.

Protect what's inside your unit with a fast, free condo insurance quote.

Why do you need condo/co-op insurance?

Life is unpredictable. Condo insurance and co-op insurance protect your unit and personal property against the unexpected such as fire, lightning, theft, and vandalism.

With an insurance policy, you're also covered for certain kinds of accidents, like a neighbor slipping on a wet kitchen floor and water damage to interior walls and fixtures of your unit.

How much would it cost to replace my stuff?

Do you know the value of your belongings? It may be more than you think. Use our handy personal property calculator to see the cost of replacing your:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry, etc.

Customers who need condo insurance may need special coverage for their jewelry collection like engagement rings, wedding bands, and diamond bracelets. We can help you with a jewelry insurance policy to cover your valuables.

What does a condo insurance policy cover?

Personal Property

A condo or co-op policy can help protect your personal property. These items include:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry, etc.

Use our personal property calculator to see the cost of replacing your belongings.

Unit Coverage

The unit's outside structure is typically included in the association's master policy. Meanwhile, you need protection for what is inside your unit. This can include additions, alterations and upgrades to the following:

  • Carpeting
  • Interior walls
  • Cabinets

You will need to verify what is covered under your association's master policy to make sure you are buying appropriate coverage for your unit.

Personal Liability

Every condo policy includes personal liability protection, which may cover injury or property damage by you or a household member. Your personal liability policy also includes medical payment coverage for people who don't live with you and get injured on your property.

How much does condo insurance cost?

The cost of condo or co-op insurance depends on how much coverage you decide to buy. The cheapest coverage may not always be the best option for what you need. It also pays to check whether you qualify for any discounts.

Convenient Service and Claims

You chose a condo for the convenience. A condo/co-op policy through GEICO Insurance Agency is also very convenient. It's a breeze to pay your bill, report a claim, or make a change.

Need to speak with us?

Do you prefer to talk to a sales agent? Give us a call at (800) 841-2964.

  • Sales (All States Except Florida and Hawaii)
  • Mon – Fri
    7:00 AM – 1:00 AM (ET)
  • Sat – Sun
    8:00 AM – 10:30 PM (ET)
  • Florida Sales
  • Mon – Fri
    8:00 AM – 9:00 PM (ET)
  • Hawaii Sales
  • Mon – Fri
    7:30 AM – 5:00 PM (HST)

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Condominium and Co-op coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.

The information you provide will be shared with our business partners so that they can return a quote.