Condo Insurance

Condo Insurance Quotes

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If you have a GEICO login for your Auto or Motorcycle policy, you can also access your condo policy.



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With just a few clicks you can look up the GEICO Insurance Agency partner your condo insurance policy is with to find policy service options and contact information.

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Get condo insurance coverage that goes beyond your association's policy

Owning a condominium is an important responsibility, so you should consider how to protect your unit and personal property by starting with a condo insurance quote. Your condo or co-op association's master policy covers the exterior structure, but the master policy doesn't cover what's inside your condominium unit. A condo insurance policy from GEICO can offer an extra layer of protection for your family.

Protect your condo with a fast, free condo insurance quote. Get started with a quote today!

Why do you need condo insurance?

Life is unpredictable.A condo insurance and co-op insurance policy will protect your unit and your personal property from unexpected circumstances such as fire, lightning, theft, and vandalism.

With a condo or co-op insurance policy, you're covered for certain kinds of accidents like a neighbor slipping on a wet kitchen floor and water damage in your unit.

How much would it cost to replace my stuff?

Do you know the value of your belongings? It may be more than you think. Use our handy personal property calculator to estimate the cost of replacing your personal property.

Customers who need condo insurance may need special coverage for their jewelry collection like engagement rings, wedding bands, and diamond bracelets. We can help you find a jewelry insurance policy to cover your valuables.

What does a condo insurance policy cover?

Personal Property

A condo or co-op policy can help protect your personal property. These items include:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry, etc.

Use our personal property calculator to estimate the cost of replacing your belongings.

Unit Coverage

The association's master policy often includes the outside structure of the unit. However, you need to protect everything that's inside your unit. This can include additions, renovations and upgrades to the following:

  • Hardwood flooring
  • Interior walls
  • Cabinets

You should check what the association's master policy covers for the building. This will help you decide the appropriate protection for your condo insurance policy.

Personal Liability

Every condo policy includes personal liability protection, which may cover injury or property damage by you or a household member. Your personal liability policy includes medical payment coverage for people who don't live with you and get injured on your property.

Budget-Friendly Discounts

Want to save money? You might qualify for a discount if your unit has certain safety features, such as deadbolt locks or a monitored security alarm system. It literally pays to check!

Liability Coverage Included

Every condo policy includes personal liability protection, which may cover injury or property damage by you or a member of your household. In addition, your policy includes medical payment coverage for people who don't live with you and are injured while on your property.

Convenient Service and Claims

You chose a condo for the convenience. A condo/co-op policy through GEICO Insurance Agency is also very convenient. It's a breeze to pay your bill, report a claim, or make a change.

Need to speak with us about condo insurance?

Need to speak with us about condo insurance? GEICO can help you with your condo insurance quote. Give us a call at (800) 841-3005.

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Condominium Insurance: Get the answers you need

  • What is co-op insurance?
    Co-op refers to the type of home you live in but is covered under the same policy as a condo insurance policy. Check out our co-op insurance page for additional info.
  • Why do I need condo insurance?
    Get a condo insurance to protect your stuff. Accidents happen. Being prepared can make it easier. Learn more reasons on our condo insurance info page.
  • What's the difference between condo insurance and homeowners insurance?
    Condo insurance is designed for owners of condominiums or apartments. It typically covers the interior of the unit, personal property, and liability. It may also cover damage to the common areas of the exterior of the building, but this depends on the specific policy and the terms set out by the condo association. While condo and homeowners insurance policies may include liability coverage, condo insurance policies may have additional coverage for damage to common areas, such as hallways or shared amenities.
  • What do I need to know about condo insurance?
    Check out our condo insurance article to learn about what a condo master policy is, what you need to insure, and more.
  • Where can I learn more about condo insurance?
    Get more guidance on understanding what you need to insure with your condominium insurance.
  • What isn't covered by condo insurance?
    Condo insurance doesn't cover the building's common areas and exterior walls.
  • Does condo insurance cover me if I'm a renter?
    If you're renting a condo, renters insurance is an affordable option to cover your belongings and for liability claims if you're legally responsible for someone else's injuries or property damages.

Condominium and Co-op coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.

The information you provide will be shared with our business partners so that they can return a quote.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.