Car Insurance Quotes in Miami, FL

Auto Insurance in Miami

Find the right car insurance in Miami, FL with GEICO. The benefits of switching to GEICO include:

  • Competitive auto insurance rates for Miami drivers
  • Getting a fast and free car insurance quote online
  • Great customer service
  • Here for you 24/7 through the award winning app, GEICO Mobile
  • Local insurance agents available to answer your insurance questions

Miami is Florida's second largest and sixth most densely populated city in the United States. This means there is a lot of traffic in the 56 square miles between Biscayne Boulevard and the Everglades. Add in all the visitors to this popular tourist destination and you get very unpredictable traffic. This makes having the right car insurance very important. GEICO makes it easy to get great car insurance coverage at a low rate. Get an auto insurance quote today.

Miami Car Insurance Coverage Requirements

Miami drivers need to make sure their car insurance policy meets the minimum coverage requirements for the state of Florida. Minimum auto coverage requirements for Florida include:

  • Bodily injury liability coverage: $10,000 per person and $20,000 per accident*
  • Property damage liability coverage: $10,000
  • Uninsured motorist coverage: $10,000 per person and $20,000 per accident*
  • Personal injury protection: $10,000

Florida requires you to have these minimum limits, but everyone's insurance needs are different. Visit our Coverage Calculator to get a personalized recommendation to fit your insurance needs.

Florida Car Insurance Discounts

Drivers in Miami should have car insurance that delivers exceptional service along with great value. GEICO has you covered with a variety of Florida car insurance discounts. Discounts on auto insurance available in the state of Florida include:

Learn more about all of the car insurance discounts that are available to help eligible GEICO policyholders save money in Florida.

Miami Insurance Agents

We have dedicated insurance agents across Miami, ready to answer any questions you have about a GEICO Car Insurance policy. You can also reach us 24/7 through our award winning app. Check out how we're making insurance easier in the app with 1-click bill pay, digital ID cards, on-demand roadside assistance, and more.

More Info on Florida Car Insurance

To learn more about Florida auto insurance, please visit our Florida insurance page. You'll find valuable information about things like required coverage levels and other Florida insurance laws including teen driving.

*Please note bodily injury liability and uninsured motorist coverage can be waived.