Wyoming Car Insurance
Wyomingites are no strangers to thrill-seeking. After all, rodeo is Wyoming's official state sport. Although risking life and limb in the saddle may be fun for some, taking risks on the road isn't a good idea for anyone. Before you hit the road, make sure you have reliable Wyoming car insurance. Here's some information you should know before you get a Wyoming auto insurance quote online.
A car owner in Wyoming must meet certain minimum financial responsibilities to ensure that funds are available to cover damages in the event of an accident. Insured drivers in Wyoming must carry at least the following minimum auto insurance coverage levels:
| Coverage Type | Minimum Coverage | Description |
|---|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident | Helps cover medical expenses for others if you're at fault in an accident. |
| Property Damage Liability | $20,000 per accident | Helps cover damage to another person’s property (e.g., car, fence, building). |
| Uninsured Motorist Bodily Injury | $25,000 per person / $50,000 per accident | Helps cover your medical expenses if you're hit by an uninsured driver.* |
*Note: Uninsured motorist bodily injury coverage can be rejected in writing.
Car insurance premiums in Wyoming can vary based on several key factors:
Understanding these factors can help you make smarter insurance decisions. You may even uncover opportunities to adjust your policy for better value and protection.
GEICO offers several discounts to help Wyoming drivers save on car insurance:
Taking advantage of these discounts can make a noticeable difference in your monthly premium, without compromising on coverage. GEICO offers a range of savings opportunities to help keep your Wyoming car insurance affordable.
No, Wyoming operates under an at-fault insurance system. This means that the driver responsible for causing an accident is liable for the resulting damages and injuries. In these cases, the at-fault driver's insurance typically covers the costs.
Protect Yourself with Additional Car Insurance in At-Fault Wyoming
Given Wyoming's at-fault system, it's beneficial to consider optional coverages:
These additional coverages offer peace of mind and financial protection in various scenarios.
Learn about Wyoming car insurance and general auto insurance information from GEICO, and learn how you could save money on your policy. GEICO discounts can help you find affordable coverage. And if you're shopping for cheap auto insurance, we’ve explained how to get low rates without compromising quality. You can also learn how to buy auto insurance with help from our specialists.
A person 14-15 years of age may be eligible to apply for a restricted learner's permit, sometimes called a hardship permit, under certain conditions related to school, work, or "extreme inconvenience" as determined and approved by the Wyoming Highway Patrol. The restricted permit holder is only permitted to drive between the hours of 5:00 AM and 8:00 PM and within 50 miles of home.
Wyoming teen drivers are eligible to apply for a regular learner's permit beginning at age 15. Applicants must pass a vision screening and a written knowledge test before they can receive their permit. The learner's permit is valid for 1 year from the date of issue.
Permit holders may only drive while accompanied in the front passenger seat by a licensed driver who is at least 18 years old.
To be eligible for an intermediate permit, the applicant must be at least 16 years old and have held a learner's permit for at least 10 days. They also must have logged 50 hours of driving practice, 10 of which must have been nighttime driving. Applicants must also pass a vision screening and a driver skills test. However, the driver skills test requirement may be waived if the teen has passed a state-approved driver education course.
Intermediate permit holders are not permitted to drive between the hours of 11:00 PM and 5:00 AM. They are also not permitted to transport more than one passenger under 18 years of age who is not an immediate family member. These restrictions do not apply if the permit holder is accompanied by a licensed driver at least 18 years old.
To be eligible for an unrestricted Wyoming driver's license, the applicant must be at least 16 ½ years old, have held an intermediate permit for at least 6 months, and have passed a state-approved driver education course. Drivers 17 years of age or older are automatically eligible to apply for a full license, even if the driver has never held a permit.
New to Wyoming? Register your vehicle and obtain a license.
Wyoming vehicle registration is handled at the county level, so you will have to visit your resident county to obtain your vehicle registration.
If you are applying for a Wyoming license you will be required to provide proof of:
Visit the Wyoming Department of Transportation for a complete list of qualifying documents.