Renters Insurance

Please review the advantages of renters insurance.

Get your renters insurance quote today, and ensure you're protected for a low cost per month. We're happy to help you get the coverage you deserve.

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What is renters insurance?

Renters insurance helps protect you and your belongings if the unexpected happens. A landlord's insurance policy covers the building, but not your personal things. If you rent an apartment, condo, house, etc., you need renters insurance. Get a renters insurance quote today and we'll show you how to easily and affordably protect what you care about.

What type of damage does renters insurance cover?

A renters insurance policy through GEICO provides low cost coverage for you and your belongings for things like:

  • Fire
  • Smoke damage
  • Vandalism
  • Theft
  • Windstorm
  • Water damage
  • Visitor injuries

What items are covered by renters insurance?

Commonly covered items include:

  • Electronics and appliances (television, computer, etc.)
  • Furniture and clothing
  • Extra expenses if property is uninhabitable due to a covered loss
  • Accidental damage to someone else's property
  • Medical expenses and/or legal fees if someone is injured at the residence you're renting

If you have a jewelry collection of items like engagement rings, wedding bands, diamond bracelets, etc., you may also need special coverage for these along with your renters insurance policy. If that's you, we can help you with a jewelry insurance policy for those valuables.

How much does renters insurance cost?

How much you pay for renters insurance depends on how much coverage you choose to buy and what deductibles you select. The good news is, a renters insurance policy from GEICO can cost as little as $12 per month! Our personal property calculator can help you customize your renters insurance policy with what works for your situation. You can also create a virtual inventory list using our Personal Property Scanner in GEICO Mobile. Then, check out how you much you can save with discounts!

Bundle and save with renters and auto insurance.

See how much you could save when you combine renters insurance with your GEICO Auto Insurance policy. Check out our Multi-Policy Discount page for all the ways you could bundle and save.

Home Security Systems

If you live in a building with security staff or if you installed a burglar alarm on the property, your wallet could feel more secure with another discount.

Sprinklers or Smoke Alarms

Whether you rent an apartment, condominium, or house, smoke alarms save lives and could save you money with a discount on renters insurance. Same goes for fire extinguishers.

Managing your renters insurance policy is easy.

GEICO Agents

Meet with a local agent to learn more about renters insurance and personalizing your policy.

Policy Service and Claims

You can login to your policy directly , or contact the GEICO Insurance Agency partner for help with:

  • Payments
  • Claims
  • Policy changes
  • Additional policy info

Additional Coverage

Riders and endorsements are "add-ons" to an insurance policy, providing extra protection for certain items. Check out the additional types of coverage that may benefit you and other handy tips on our Renters Resource Guide.

Get Renters Insurance

Renters Insurance: Get the answers you're looking for.

  • How can I estimate the value of my personal property?

    Our Personal Property Insurance calculator helps with that and with deciding how much coverage fits your situation.
  • How do I create an inventory after getting renters insurance?

    Check out our tips on making an inventory of your personal items, along with answers to other renters insurance FAQs, or you can create a virtual inventory list using our Personal Property Scanner in GEICO Mobile.
  • Is there anything specific I should know about renters insurance in my state?

    Some states have specific coverage requirements and discount options. You can learn more about these requirements on our state pages.
  • How do I make a payment on my renters insurance policy?

    Making a payment on your renters insurance policy is easy. We can help with payments and other ways to manage your policy online.
  • Does a college student need insurance for their apartment?

    Most property owners require renters insurance. Check out more info in our renters FAQ page.
  • Is there a GEICO Local Agent near me?

    We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find a local agent near you.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Renters coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.

The information you provide will be shared with our business partners so that they can return a quote.